704 Deer Ridge Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 704 Deer Ridge Ct, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,712 sqft · built 1993
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$451,000 (May 2022)
Tax Bill	$2,214 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2021 Refinance + 5 more
APN	`0616001001450`

Property Details

APN / Parcel Number

Primary APN	`0616001001450`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,460 sqft
Attic	Attic
Attic Area	420 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	107 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	315 sqft
Deck Area	Deck Area
Patio Area	299 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	704 DEER RIDGE CT
City	CHESAPEAKE
State	VA
Zip	23322-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12S: RESI
Legal Description	145 UPTON FARMS PH 1 SEC 7
Legal Subdivision	UPTON FARMS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2005
Census Tract	21009

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 DEER RIDGE CT, CHESAPEAKE, VA 23322-9520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CENTER LLC
Mar 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC
Mar 16, 2009	Deed of Trust, Mortgage · Conventional Mortgage USAA FEDERAL SAVINGS BANK
Nov 5, 2013	Deed of Trust, Mortgage · Conventional Mortgage SEMPER HOME LOANS INC
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
Apr 14, 2006	Warranty Deed, Transfer · Conventional Mortgage B F SAUL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Prior Sale	Jun 7, 2018 · Amount on Record
Deed Document Number	202214734
Deed Book / Page	10553 / 1572
Last Transfer Date	May 6, 2024
Transfer Doc	10749/1522
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	704 DEER RIDGE CT, CHESAPEAKE, VA 23322-9520
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10133/1736
Date	Apr 7, 2020
Book Page	10133/1736
Instrument	200010746

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	704 DEER RIDGE CT, CHESAPEAKE, VA 23322-9520
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10338/1320
Date	Mar 25, 2021
Book Page	10338/1320
Instrument	210013869

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	704 DEER RIDGE CT, CHESAPEAKE, VA 23322-9520
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007741/861
Date	Mar 16, 2009
Book Page	7741/861

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2024

Interest

Rate Type	Fixed Rate
Rate	4.25%

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	704 DEER RIDGE CT, CHESAPEAKE, VA 23322-9520
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	009257/363
Date	Nov 5, 2013
Book Page	9257/363

Lender

Name	SEMPER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2028

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 2, 2022
Property Address	704 DEER RIDGE CT, CHESAPEAKE, VA 23322-9520
Document Number	10553/1572
Book / Page	10553 / 1572
Instrument Date	Apr 26, 2022
Instrument	220014734
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	SELECT SETTLEMENT GROUP LLC, SELECT SETTLEMENT GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 DEER RIDGE CT, CHESAPEAKE, VA 23322-9520

Mortgage

Document Number	0220014735
Date	May 2, 2022
Instrument	220014735

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 7, 2018
Property Address	704 DEER RIDGE CT, CHESAPEAKE, VA 23322-9520
Document Number	9921/323
Book / Page	9921 / 323
Instrument Date	May 24, 2018
Instrument	180014882
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	SELECT SETTLEMENT GROUP LLC, SELECT SETTLEMENT GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 DEER RIDGE CT, CHESAPEAKE, VA 23322-9520

Mortgage

Document Number	180014883
Date	Jun 7, 2018
Instrument	180014883

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 14, 2006
Property Address	704 DEER RIDGE CT, CHESAPEAKE, VA 23322-9520
Document Number	006462/340
Book / Page	6462 / 340
Instrument Date	Mar 20, 2006
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006462343
Date	Apr 14, 2006
Instrument	6462/343

Lender

Name	B F SAUL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,000 (+5.38%) Land $210,000 Building $266,000	$476,000 (+5.38%) Land $210,000 Building $266,000
2025	$2,214.00 (-44.46%)	$451,700 (+7.06%) Land $185,000 Building $266,700	$451,700 (+7.06%) Land $185,000 Building $266,700
2024	$3,986.00 (+25.35%)
2023		$421,900 (+10.42%) Land $175,000 Building $246,900	$421,900 (+10.42%) Land $175,000 Building $246,900
2022		$382,100 Land $150,000 Building $232,100	$382,100 Land $150,000 Building $232,100
2019	$3,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (1982–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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