704 Cumberland Rd, Tyler, TX 75703 Property Records

Smith County property record for 704 Cumberland Rd, Tyler, TX 75703

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,710 sqft · built 1972
Lot Size4.67 acres (203,687 sqft)
Owner2 Individual Names on Record
Tax Bill$10,675 (2026)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR042043

Property Details

APN / Parcel Number

Primary APNR042043
Alternative APN
  • 1-00000-0070-00-002050

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures27 Plumbing Fixtures
Stories1 Story
Building Area3,710 sqft Living Area
1st Floor Area1,244 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1982
Exterior MaterialBrick Veneer
Construction TypeSteel Frame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area203,687 sqft (4.67 acres)
Garage Area858 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area308 sqft
Storage Building3,360 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account NumberR042043
Street Address704 CUMBERLAND RD
CityTYLER
StateTX
Zip75703-9328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionABST A0070 T BURBRIDGETRACT 2E
Legal SubdivisionA0070 T BURBRIDGE
Legal Tract2E
JurisdictionSMITH TX
Township / Civil DivisionWHITEHOUSE
Census Block Group1
Census Block1010
Census Tract2012

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address704 CUMBERLAND RD, TYLER, TX 75703-9328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Property Address704 CUMBERLAND RD, TYLER, TX 75703-9328
Document Number0000029461
Instrument DateAug 29, 2019
Transaction TypeMortgage
Record UpdatedOct 1, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address704 CUMBERLAND RD TYLER TX 757039328, TYLER, TX 75703-9328

Mortgage

Document Number0000029461
DateSep 4, 2019
Instrument29461
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
AmountAmount Recorded
Term360 Months
DueSep 3, 2049

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountySmith County
MunicipalityTyler City
Unified School DistrictTyler Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,675.00 Homeowner's exemption Senior Citizen's exemption$867,112 (-) Land $98,196 Building $768,916$867,112 (-) Land $98,196 Building $768,916
2025$10,675.00 (-7.69%) Homeowner's exemption Senior Citizen's exemption$867,112 (-) Land $98,196 Building $768,916$867,112 (-) Land $98,196 Building $768,916
2024$11,564.00 (-1.71%)
2023$11,765.00 (-13.59%) Homeowner's exemption$867,112 Land $98,196 Building $768,916$867,112 Land $98,196 Building $768,916
2022$13,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TYLER
serves 107,000 people · EPA ID TX2120004
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cumberland Rd

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