704 Cross St, Peru, IL 61354 Property Records

LaSalle County property record for 704 Cross St, Peru, IL 61354

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,232 sqft · built 1973
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (May 2022)
Tax Bill	$2,594 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-17-331-012`

Property Details

APN / Parcel Number

Primary APN	`17-17-331-012`
Alternative APN	`16-17-377-011`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	704 CROSS ST
City	PERU
State	IL
Zip	61354-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN ADD, LT 10 (EX N26') BLK 40 SEC 17-33-1
Legal Range	01
Legal Township	33
Legal Section	17
Legal Subdivision	WESTERN ADD
Legal Block	40
Legal Lot Number	10
Jurisdiction	LASALLE IL
Township / Civil Division	PERU
Census Block Group	2
Census Block	2004
Census Tract	963200

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 CROSS ST, PERU, IL 61354-3226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Deed Document Number	20225460
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	May 2, 2022
Property Address	704 CROSS ST, PERU, IL 61354-3226
Document Number	0202205460
Instrument Date	Apr 25, 2022
Instrument	2022-05460
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 GRANT AVE, 211, LA SALLE, IL 61301-1288

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 CROSS ST, PERU, IL 61354-3226

Mortgage

Document Number	0202205461
Date	May 2, 2022
Instrument	2022-05461

Lender

Name	PERU FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Peru Township
Municipality	Peru City
Secondary School District	LaSalle-Peru Township High School District 120 (09 - 12)
Elementary School District	Peru Elementary School District 124 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,594.00 (+6.18%)	$39,603 (-10.99%) Land $5,028 Building $34,575	$118,809 (-10.99%) Land $15,084 Building $103,725
2024	$2,443.00
2023		$44,495 (+7.59%) Land $4,350 Building $40,145	$133,485 (+7.59%) Land $13,050 Building $120,435
2022		$41,356 Land $4,043 Building $37,313	$124,068 Land $12,129 Building $111,939

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU serves 9,896 people · EPA ID IL0990850
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: IVNet, Nextlink, Verizon.

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