704 Craggyside Ln, Arden, NC 28704 Property Records

Buncombe County property record for 704 Craggyside Ln, Arden, NC 28704 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 7,498 sqft · built 2004
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Jun 2017)
Tax Bill	$10,635 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`665715-2020-202`

Property Details

APN / Parcel Number

Primary APN	`665715-2020-202`
Alternative APNs	`9624-92-5902-00000` `962400924836000` `008205181`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,498 sqft Living Area
Gross Area	8,814 sqft
1st Floor Area	2,520 sqft
Basement Area	3,421 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	61,420 sqft (1.41 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	642 sqft
Deck Area	562 sqft
Patio Area	673 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	665715-2020-202
Street Address	704 CRAGGYSIDE LN
City	ARDEN
State	NC
Zip	28704-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIV: THE CLIFFS AT WALNUT COVE LOT: 27 PLAT: 0084-0097
Legal Subdivision	THE CLIFFS AT WALNUT COVE
Legal Block	1
Legal Lot Number	27
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	1
Census Block	1007
Census Tract	2304

Owner

Source: Buncombe County records · APN 665715-2020-202

Assessment roll updated September 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 688, SOUTHERN PINES, NC 28388-0688
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 13, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Prior Sale	Nov 16, 2007 · Amount on Record
Deed Book / Page	5559 / 775
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 15, 2021
Property Address	704 CRAGGYSIDE LN, ARDEN, NC 28704-6109
Document Number	0060350107
Book / Page	6035 / 107
Map Reference	MB 84 PG 97
Instrument Date	Mar 10, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 AVERY CREEK RD, 330, ARDEN, NC 28704-8767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 688, SOUTHERN PNES, NC 28388-0688

Mortgage

Document Number	6035111
Date	Mar 15, 2021
Instrument	6035/111

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	704 CRAGGYSIDE LN, ARDEN, NC 28704-6109
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055590770
Date	Jun 13, 2017
Book Page	5559/0770

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	704 CRAGGYSIDE LN, ARDEN, NC 28704-6109
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058690544
Date	Feb 28, 2020
Book Page	5869/544

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 01, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 24, 2018
Property Address	704 CRAGGYSIDE LN, ARDEN, NC 28704-6109
Document Number	0056670314
Book / Page	005667 / 000314
Instrument Date	May 22, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	704 CRAGGYSIDE LN ARDEN NC 287046109, ARDEN, NC 28704-6109

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,635.00 (+8.15%)	$1,650,000 (-) Land $369,300 Building $1,280,700	$1,650,000 (-) Land $369,300 Building $1,280,700
2023	$9,834.00	$1,650,000	$1,650,000 (-) Land $369,300 Building $1,280,700
2021			$1,650,000 Land $369,300 Building $1,280,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210023041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024, other causes, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 2 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	About 1 in 1,163 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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