704 Cottage Rd, Carthage, TX 75633 Property Records

Panola County property record for 704 Cottage Rd, Carthage, TX 75633

Property Summary

Property Type	Single Family Home
Details	1,258 sqft · built 1942
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,457 (2026)
Deeds & Mortgages	Apr 2018 Mortgage
APN	`01415-03380-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`01415-03380-00000-000000`
Alternative APN	`7249`

Interior

Building Area	1,258 sqft Total Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	36,590 sqft (0.84 acres)
Lot Dimensions	108 ft deep x 337 ft wide

Location & Zoning

Account Number	01415-03380-00000-000000
Street Address	704 COTTAGE RD
City	CARTHAGE
State	TX
Zip	75633-1369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 240 LT 4
Legal Subdivision	GEORGE GOODWIN SURVEY A 224
Legal Block	240
Legal Lot Number	4
Jurisdiction	PANOLA TX
Township / Civil Division	CARTHAGE
Census Block Group	3
Census Block	3019
Census Tract	950402

Owner

Source: Panola County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2291 COUNTY ROAD 430, TENAHA, TX 75974-6808
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021
Deed Sale	Jul 16, 2021
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	2021235047
Deed Book / Page	2151 / 676
Prior Transfer Date	Apr 13, 2018
Prior Transfer Doc	1962/202
Record Updated	Oct 29, 2026

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PANOLA TX
Recording Date	Apr 24, 2018
Property Address	704 COTTAGE RD, CARTHAGE, TX 75633-1369
Document Number	1962/202
Book / Page	1962 / 202
Instrument Date	Apr 13, 2018
Instrument	208409
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CARTHAGE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 17, CARTHAGE, TX 75633-0017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1151, MARIPOSA, CA 95338-1151

Mortgage

Document Number	208410
Date	Apr 24, 2018
Instrument	208410

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Panola County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Carthage City
County	Panola County
Unified School District	Carthage Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,457.00 (+75.48%)	$146,660 (-0.01%) Land $90,500 Building $56,160	$146,660 (-0.01%) Land $90,500 Building $56,160
2025	$1,970.00 (+54.87%)	$146,680 (+152.68%) Land $90,500 Building $56,180	$146,680 (+152.68%) Land $90,500 Building $56,180
2023		$58,050 Land $23,530 Building $34,520	$58,050 Land $23,530 Building $34,520
2022	$1,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARTHAGE serves 6,770 people · EPA ID TX1830001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment May 2020
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20