704 Co Rd 443, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 704 Co Rd 443, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,850 sqft · built 1995
Lot Size	2.6 acres (113,442 sqft)
Owner	Company Name on File
Last Sale	$820,000 (Feb 2023)
Tax Bill	$4,825 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-09-05-15-0-000-032.000`

Property Details

APN / Parcel Number

Primary APN	`13-09-05-15-0-000-032.000`
Alternative APNs	`ALT APN:0905150000032000` `208210` `216944`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	1,850 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	113,442 sqft (2.6 acres)

Exterior Amenities

Porch	Slab
Porch Area	989 sqft
Deck Area	552 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	216944
Street Address	704 COUNTY ROAD 443
City	CEDAR BLUFF
State	AL
Zip	35959-5185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLK 1, CRYSTAL BAY ESTATES SD, PB 8 PG 10
Legal Range	09E
Legal Township	09S
Legal Section	15
Legal Subdivision	BAY ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	CHEROKEE AL
Township / Civil Division	LEESBURG
Census Block Group	3
Census Block	3044
Census Tract	955802

Owner

704 Co Rd 443 is owned by a company that bought it in February 2023.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	234 PARK AVE, WOODSTOCK, GA 30188-4274
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Aug 7, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023 · Amount on File
Deed Sale	Feb 15, 2023 · Amount on File
Prior Sale	Aug 7, 2019 · Amount on File
Deed Document Number	2023228027
Prior Transfer Date	Jan 3, 2023
Prior Transfer Doc	0000228027
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 7, 2019
Property Address	704 COUNTY ROAD 443, CEDAR BLUFF, AL 35959-5185
Document Number	0000208525
Map Reference	PB 8 PG 10
Instrument Date	Aug 5, 2019
Instrument	208525
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1248 HAYWOOD VALLEY RD, ARMUCHEE, GA 30105-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 COUNTY ROAD 686, CEDAR BLUFF, AL 35959-4002

Mortgage

Document Number	0000208526
Date	Aug 7, 2019
Instrument	208526

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 7, 2019
Property Address	704 COUNTY ROAD 443, CEDAR BLUFF, AL 35959-5185
Document Number	0000208524
Map Reference	PB 8 PG 10
Instrument Date	Aug 5, 2019
Instrument	208524
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1248 HAYWOOD VALLEY RD, ARMUCHEE, GA 30105-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 COUNTY ROAD 486, CEDAR BLUFF, AL 35959

Tax Assessment & Valuation

The 2026 property tax bill for 704 Co Rd 443 was $4,825, up 7% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,825.00 (+6.98%)
2025	$4,510.00 (+2.5%)	$56,680 (+4.85%) Land $40,120 Building $16,560	$537,000 (+2.5%) Land $200,600 Building $336,400
2024	$4,400.00 (+3.33%)	$54,060 (+43.78%) Land $37,500 Building $16,560	$523,900 (+178.67%) Land $187,500 Building $336,400
2023	$4,258.00 (+247.88%) Additional exemption filed	$37,600 (+4%)	$188,000 (-52.41%) Land $187,500 Building $500
2022	$1,224.00 Additional exemption filed	$7,520 Building $7,520	$395,000 Land $125,000 Building $270,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 704 Co Rd 443 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Co Rd 443 is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	10 / 1

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 443

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