704 Cloverfields Dr, Stevensville, MD 21666 Property Records

Queen Anne's County property record for 704 Cloverfields Dr, Stevensville, MD 21666

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,496 sqft · built 1996
Lot Size	0.35 acres (15,228 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Apr 2026)
Tax Bill	$3,318 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-015134`

Property Details

APN / Parcel Number

Primary APN	`04-015134`
Alternative APNs	`4015134` `015134`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,496 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,228 sqft (0.35 acres)
Lot Dimensions	188 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	015134
Street Address	704 CLOVERFIELDS DR
City	STEVENSVILLE
State	MD
Zip	21666-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-15
Legal Description	LOT 34-BLK S CLOVERFIELDS-PLAT 1
Legal Subdivision	CLOVERFIELDS 1
Legal Block	S
Legal Lot Number	34
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2014
Census Tract	810800

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Apr 17, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Nov 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE EMP CU/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Sep 6, 1996 · Amount on Record
Deed Book / Page	4766 / 112
Transfer Doc	0000000652
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Apr 17, 2026
Property Address	704 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2434
Document Number	0047660112
Book / Page	4766 / 112
Instrument Date	Apr 14, 2026
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$49,490.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	704 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2434
Investor	Possibly a Property Investor

Mortgage

Document Number	4766000121,
Date	Apr 17, 2026
Book Page	4766/121

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Apr 17, 2026
Property Address	704 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2434
Document Number	4766000112
Book / Page	4766 / 112
Instrument Date	Apr 14, 2026
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$49,490.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	704 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2434
Investor	Possibly a Property Investor

Mortgage

Document Number	4766000121,
Date	Apr 17, 2026
Book Page	4766/121

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	704 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2434
Document Number	0028090267
Book / Page	002809 / 000267
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 CLOVERFIELDS DR STEVENSVILLE MD 216662434, STEVENSVILLE, MD 21666-2434

Mortgage

Document Number	0028090267
Date	Nov 22, 2017
Book Page	002809/000267

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,800 (+6.94%) Land $187,500 Building $189,300	$376,800 (-) Land $187,500 Building $189,300
2025	$3,318.00 (+16.1%)	$352,333 (+16.13%)	$376,800 (+24.19%) Land $187,500 Building $189,300
2023	$2,858.00	$303,400 Land $166,000 Building $137,400	$303,400 Land $166,000 Building $137,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 153 policies
Nearby Flood Policies	153 in force
Nearby Flood Claims	32 (1979–2025)
Claims Outside the SFHA	10 of 32
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEVENSVILLE serves 9,155 people · EPA ID MD0170019
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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