704 Cliff Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 704 Cliff Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 1,152 sqft · built 1973
Owner	Trust Name on File
Last Sale	$1,400,000 (Dec 2019)
Tax Bill	$16,506 (2025)
Deeds & Mortgages	Jan 2023 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`933-320-02`

Property Details

APN / Parcel Number

Primary APN	`933-320-02`
Alternative APN	`496-182-04`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	704 CLIFF DR
City	LAGUNA BEACH
State	CA
Zip	92651-1409
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	P BK 53 PG 44 PAR 1 UN 2 P M 053-44 PAR 1 UNIT 2 OF PROJECT LOCATED ON AP
Legal Subdivision	DIVERS COVE
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3027
Census Tract	62656

Owner

704 Cliff Dr, a condominium, is owner-occupied and held in a trust since December 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	704 CLIFF DR, LAGUNA BEACH, CA 92651-1409
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Intrafamily Transfer, Transfer
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Dec 6, 2019	Grant Deed, Transfer · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on File
Deed Sale	Dec 6, 2019 · Amount on File
Prior Sale	May 3, 2013 · Amount on File
Deed Document Number	2019510819
Prior Transfer Date	Sep 7, 2006
Prior Transfer Doc	0000732066
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 4, 2023
Property Address	704 CLIFF DR, LAGUNA BEACH, CA 92651-1409
Document Number	0000000954
Map Reference	MB 63 PG 44
Instrument Date	Jan 3, 2023
Instrument	2023000000954
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	704 CLIFF DR, LAGUNA BEACH, CA 92651-1409

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	704 CLIFF DR, LAGUNA BEACH, CA 92651-1409
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 CLIFF DR, LAGUNA BEACH, CA 92651-1409

Mortgage

Document Number	0000107138
Date	Feb 16, 2021
Instrument	2021000107138

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 6, 2019
Property Address	704 CLIFF DR, LAGUNA BEACH, CA 92651-1409
Document Number	0000510819
Map Reference	MB 53 PG 44
Instrument Date	Nov 14, 2019
Instrument	2019000510819
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 CLIFF DR, LAGUNA BEACH, CA 92651-1409

Mortgage

Document Number	0000510820
Date	Dec 6, 2019
Instrument	2019000510820

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 704 Cliff Dr was $16,506 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,561,724 (+2%) Land $1,411,508 Building $150,216
2025	$16,506.00 Homeowner's exemption	$1,531,102 Land $1,383,831 Building $147,271
2023	$15,754.00 (+1.77%)	$1,471,649 Land $1,330,096 Building $141,553
2022	$15,480.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 704 Cliff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Cliff Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cliff Dr

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