704 Cherry St, Piqua, OH 45356 Property Records

Miami County property record for 704 Cherry St, Piqua, OH 45356

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1920
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$141,000 (May 2022)
Tax Bill	$1,979 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N44-027840`

Property Details

APN / Parcel Number

Primary APN	`N44-027840`
Alternative APNs	`060607.3-11-001-00` `N44NW104 01100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	141 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	248 sqft
Patio Area	144 sqft
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	N44NW104 01100
Street Address	704 CHERRY ST
City	PIQUA
State	OH
Zip	45356-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOTS 2020 & 2021 45 EA
Legal Subdivision	PIQUA
Legal Lot Number	2020 2021
Jurisdiction	MIAMI OH
Township / Civil Division	PIQUA
Census Block Group	1
Census Block	1031
Census Tract	315100

Owner

Source: Miami County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	704 CHERRY ST, PIQUA, OH 45356-1426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Sep 4, 2019	Warranty Deed, Transfer · Conventional with PMI RIVER VLY CU INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Sep 4, 2019 · Amount on Record
Deed Document Number	1114
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 11, 2022
Property Address	704 CHERRY ST, PIQUA, OH 45356-1426
Document Number	0000007503
Instrument Date	May 9, 2022
Instrument	2022OR-07503
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 CHERRY ST, PIQUA, OH 45356-1426

Mortgage

Document Number	0000007504
Date	May 11, 2022
Instrument	2022OR-07504

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 4, 2019
Property Address	704 CHERRY ST, PIQUA, OH 45356-1426
Document Number	0000010207
Instrument Date	Aug 30, 2019
Instrument	10207
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 CHERRY ST PIQUA OH 453561426, PIQUA, OH 45356-1426

Mortgage

Document Number	10208
Date	Sep 4, 2019
Instrument	10208

Lender

Name	RIVER VLY CU INC
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
Municipality	Piqua City
Unified School District	Piqua City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,979.00 (+8.86%) Homeowner's exemption	$56,080 (+26.73%) Land $10,400 Building $45,680	$160,200 (+26.74%) Land $29,700 Building $130,500
2024	$1,818.00 (+1.85%) Homeowner's exemption	$44,250 (-) Land $11,240 Building $33,010
2023	$1,785.00 (-3.51%) Homeowner's exemption	$44,250 (-) Land $11,240 Building $33,010	$126,400 (-) Land $32,100 Building $94,300
2022	$1,850.00 Homeowner's exemption	$44,250 Land $11,240 Building $33,010	$126,400 Land $32,100 Building $94,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2010)
Most Recent Claim	Feb 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIQUA CITY PWS serves 20,354 people · EPA ID OH5501211
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures