704 Central Ave, Billings, MT 59102 Property Records

Yellowstone County property record for 704 Central Ave, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 828 sqft · built 1946
Lot Size	0.221 acres (9,629 sqft)
Owner	Company Name on File
Last Sale	$101,000 (Jan 2010)
Tax Bill	$1,464 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000A050980`

Property Details

APN / Parcel Number

Primary APN	`000A050980`
Alternative APNs	`03-0927-09-2-25-07-0000` `A050980` `R035309` `A05098`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	828 sqft Living Area
Gross Area	1,492 sqft
1st Floor Area	728 sqft
Basement Area	728 sqft
Finished Basement	100 sqft
Unfinished Basement	628 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,629 sqft (0.221 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	52 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	704 CENTRAL AVE
City	BILLINGS
State	MT
Zip	59102-5817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	CLOVERDALE SUBD, S09, T01 S, R26 E, BLOCK 2, LOT 2, W 22.8 LT2 & E 23.2 LT3 & CENTER 46 LT1
Legal Range	26E
Legal Township	01S
Legal Section	09
Legal Subdivision	CLOVERDALE SUBD
Legal Block	2
Legal Lot Number	2
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2010
Census Tract	1000

Owner

704 Central Ave is owned by a company that bought it in January 2010.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	Company Name on File
Mailing Address	8470 LONGMEADOW DR, BILLINGS, MT 59106-1813
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2010 · Amount on File
Deed Sale	Jan 20, 2010 · Amount on File
Deed Document Number	20103538154
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	704 CENTRAL AVE, BILLINGS, MT 59102-5817
Transaction Type	Mortgage
Record Updated	Dec 6, 2022
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8470 LONGMEADOW DR, BILLINGS, MT 59106-1813

Mortgage

Document Number	0004035342
Date	Nov 23, 2022
Instrument	4035342

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 22, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 704 Central Ave was $1,464, down 16.7% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,100 (-) Land $42,596 Building $172,504	$215,100 (-) Land $42,596 Building $172,504
2025	$1,464.00 (-16.72%)	$215,100 Land $42,596 Building $172,504	$215,100 Land $42,596 Building $172,504
2024	$1,758.00 (+15.58%)
2023	$1,521.00	$170,500	$170,500 Land $42,697 Building $127,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1991)
Most Recent Claim	Jun 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 704 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155
Water Source	Purchased surface water from CITY OF BILLINGS
Last State Inspection	Jun 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20