704 Caroline St, Montgomery, TX 77356 Property Records

Montgomery County property record for 704 Caroline St, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,574 sqft · built 1900
Lot Size	0.359 acres (15,638 sqft)
Owner	Individual Name on File
Last Sale	$202,160 (May 2022)
Tax Bill	$9,107 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7280-02-04700`

Property Details

APN / Parcel Number

Primary APN	`7280-02-04700`
Alternative APN	`R123981`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,574 sqft Living Area
Gross Area	2,598 sqft
1st Floor Area	1,899 sqft
Utility Area	144 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	15,638 sqft (0.359 acres)
View / Lot	Primary

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	253 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	704 CAROLINE ST
City	MONTGOMERY
State	TX
Zip	77356-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	MONTGOMERY TOWNSITE 02, LOT 47 AREA B, ACRES 0.359
Legal Subdivision	MONTGOMERY TOWNSITE 02
Legal Lot Number	47
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2017
Census Tract	694601

Owner

704 Caroline St is owned and occupied by an individual who bought it in May 2022.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	704 CAROLINE ST, MONTGOMERY, TX 77356-4412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	Sep 3, 2001
Deed Document Number	202261664
Prior Transfer Date	Sep 1, 2013
Prior Transfer Doc	0000100493
Record Updated	Oct 29, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	May 16, 2022
Property Address	704 CAROLINE ST, MONTGOMERY, TX 77356-4412
Document Number	0000061664
Instrument Date	May 13, 2022
Instrument	2022061664
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 CAROLINE ST, MONTGOMERY, TX 77356-4412

Mortgage

Document Number	0000061665
Date	May 16, 2022
Instrument	2022061665

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 704 Caroline St was $9,107, up 287.4% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,489 (+14.75%) Land $15,638 Building $502,851	$518,489 (+1.56%) Land $15,638 Building $502,851
2025	$9,107.00 (+287.37%)	$451,859 (+288.07%) Land $15,638 Building $494,894	$510,532 (+338.47%) Land $15,638 Building $494,894
2024	$2,351.00 (-16.36%)	$116,436 (-18.49%) Land $15,638 Building $100,798	$116,436 (-18.49%) Land $15,638 Building $100,798
2023	$2,811.00	$142,840 Land $15,640 Building $127,200	$142,840 Land $15,640 Building $127,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 Caroline St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Caroline St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY serves 3,771 people · EPA ID TX1700022
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20