704 Bradford Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 704 Bradford Ct, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,702 sqft · built 1993
Lot Size	0.427 acres (18,600 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Dec 2007)
Tax Bill	$5,641 (2025)
Deeds & Mortgages	Jun 2013 Mortgage Oct 2006 Line of Credit + 6 more
APN	`0597002000540`

Property Details

APN / Parcel Number

Primary APN	`0597002000540`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,702 sqft Living Area
1st Floor Area	905 sqft
Upper Floors Area	905 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,600 sqft (0.427 acres)
Lot Dimensions	157 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	684 sqft
Porch	Slab
Porch Area	119 sqft
Deck Area	Deck Area
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	704 BRADFORD CT
City	CHESAPEAKE
State	VA
Zip	23322-8868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RES
Legal Description	54 CHESHIRE FOREST PH 2C
Legal Subdivision	CHESHIRE FOREST
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1015
Census Tract	21011

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 BRADFORD CT, CHESAPEAKE, VA 23322-8868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2013	Deed of Trust, Mortgage · VA Mortgage PNC MORTGAGE
Oct 4, 2006	Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE HOME LOANS IN
Mar 6, 2009	Deed of Trust, Mortgage · VA Mortgage NATIONAL CITY MORTGAGE
Jul 22, 2011	Deed of Trust, Mortgage · VA Mortgage PNC MORTGAGE
Jun 29, 2012	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Aug 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CLEARPATH LENDING
Aug 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CLEARPATH LENDING
Dec 13, 2007	Warranty Deed, Transfer · VA Mortgage NATIONAL CITY MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2007 · Amount on Record
Deed Sale	Dec 13, 2007 · Amount on Record
Deed Book / Page	7308 / 197
Record Updated	Oct 29, 2026

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	704 BRADFORD CT, CHESAPEAKE, VA 23322-8868
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009120/791
Date	Jun 25, 2013
Book Page	9120/791

Lender

Name	PNC MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Oct 1, 2039

Interest

Rate Type	Fixed Rate
Rate	3.25%

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	704 BRADFORD CT, CHESAPEAKE, VA 23322-8868
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006773/798
Date	Oct 4, 2006
Book Page	6773/798

Lender

Name	COUNTRYWIDE HOME LOANS IN

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	704 BRADFORD CT, CHESAPEAKE, VA 23322-8868
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007732/352
Date	Mar 6, 2009
Book Page	7732/352

Lender

Name	NATIONAL CITY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2039

Interest

Rate Type	Fixed Rate
Rate	5%

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	704 BRADFORD CT, CHESAPEAKE, VA 23322-8868
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008446/110
Date	Jul 22, 2011
Book Page	8446/110

Lender

Name	PNC MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jun 1, 2039

Interest

Rate Type	Fixed Rate
Rate	4.5%

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	704 BRADFORD CT, CHESAPEAKE, VA 23322-8868
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008744/309
Date	Jun 29, 2012
Book Page	8744/309

Lender

Name	PNC BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Sep 1, 2039

Interest

Rate Type	Fixed Rate
Rate	3.75%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	704 BRADFORD CT, CHESAPEAKE, VA 23322-8868
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010208/737
Date	Aug 27, 2020
Book Page	10208/737
Instrument	200030085

Lender

Name	CLEARPATH LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	704 BRADFORD CT, CHESAPEAKE, VA 23322-8868
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10208/737
Date	Aug 27, 2020
Book Page	10208/737
Instrument	200030085

Lender

Name	CLEARPATH LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 13, 2007
Property Address	704 BRADFORD CT, CHESAPEAKE, VA 23322-8868
Document Number	007308/197
Book / Page	7308 / 197
Instrument Date	Oct 31, 2007
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007308201
Date	Dec 13, 2007
Instrument	7308/201

Lender

Name	NATIONAL CITY MTG CO

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$600,100 (+7.45%) Land $200,000 Building $400,100	$600,100 (+7.45%) Land $200,000 Building $400,100
2025	$5,641.00 (+34.63%)	$558,500 (+6.24%) Land $190,000 Building $368,500	$558,500 (+6.24%) Land $190,000 Building $368,500
2023		$525,700 (+14.08%) Land $170,000 Building $355,700	$525,700 (+14.08%) Land $170,000 Building $355,700
2022		$460,800 Land $150,000 Building $310,800	$460,800 Land $150,000 Building $310,800
2019	$4,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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