704 Bluestem Dr, Saint Joseph, IL 61873 Property Records

Champaign County property record for 704 Bluestem Dr, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 2005
Lot Size	0.171 acres (7,457 sqft)
Owner	Individual Name on Record
Last Sale	$34,666 (Apr 2022)
Tax Bill	$4,061 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-11-404-047`

Property Details

APN / Parcel Number

Primary APN	`28-22-11-404-047`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	7,457 sqft (0.171 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	704 BLUESTEM DR
City	SAINT JOSEPH
State	IL
Zip	61873-8209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 71 THE MEADOWS OF ST JOSEPH 2ND SUB
Legal Range	10E
Legal Township	19N
Legal Section	11
Legal Subdivision	THE MEADOWS OF ST JOSEPH 2ND SUB
Legal Lot Number	71
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2030
Census Tract	10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 BLUESTEM DR, SAINT JOSEPH, IL 61873-8209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · FHA Mortgage BUSEY BANK
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Jun 22, 2020 · Amount on Record
Deed Document Number	20227648
Prior Transfer Date	Jan 29, 2009
Prior Transfer Doc	0000002655
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 29, 2022
Property Address	704 BLUESTEM DR, SAINT JOSEPH, IL 61873-8209
Document Number	0000007648
Map Reference	DOC 2002R31871
Instrument Date	Apr 28, 2022
Instrument	2022R07648
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 BLUESTERN DR, SAINT JOSEPH, IL 61873

Mortgage

Document Number	0000007649
Date	Apr 29, 2022
Instrument	2022R07649

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.62%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 22, 2020
Property Address	704 BLUESTEM DR, SAINT JOSEPH, IL 61873-8209
Document Number	0000011151
Map Reference	DOC 2002R31871
Instrument Date	May 28, 2020
Instrument	2020R11151
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$151.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	704 BLUESTEM DR, SAINT JOSEPH, IL 61873-8209

Mortgage

Document Number	0000011152
Date	Jun 22, 2020
Instrument	2020R11152

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Mortgage

Document Number	0000011153
Date	Jun 22, 2020
Instrument	2020R11153

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,380 (+25.31%) Land $16,180 Building $52,200	$205,140 (+25.31%) Land $48,540 Building $156,600
2024	$4,061.00 (+13.66%)
2022	$3,573.00 Homeowner's exemption	$54,570 Land $12,910 Building $41,660	$163,710 Land $38,730 Building $124,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Volo.net Internet+Tech Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber, Nextlink.

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