704 Bell St, Edmonds, WA 98020 Property Records

Snohomish County property record for 704 Bell St, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,029 sqft · built 2017
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$547,000 (Jul 2015)
Tax Bill	$14,561 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4342-087-001-00`

Property Details

APN / Parcel Number

Primary APN	`4342-087-001-00`
Alternative APNs	`004342-087-001-00` `43420870010005` `1089616`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,029 sqft Living Area
Gross Area	3,592 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	563 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	69 sqft
Deck Area	466 sqft
Patio Area	466 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1089616
Street Address	704 BELL ST
City	EDMONDS
State	WA
Zip	98020-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	CITY OF EDMONDS BLK 087 D-00 - LOTS 1 & 2 & W1/2 LESS E 2FT OF LOT 3
Legal Section	24
Legal Subdivision	CITY OF EDMONDS
Legal Block	087 D
Legal Lot Number	1,2,3
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	1
Census Block	1003
Census Tract	50502

Owner

704 Bell St is owned and occupied by two individuals who bought it in July 2015.

Source: Snohomish County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	704 BELL ST, EDMONDS, WA 98020-3021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2015 · Amount on File
Deed Sale	Jul 6, 2015 · Amount on File
Prior Sale	Oct 29, 2003 · Amount on File
Deed Document Number	2015496
Prior Transfer Date	Jun 29, 2015
Prior Transfer Doc	0000000719
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	704 BELL ST, EDMONDS, WA 98020-3021
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000061
Date	Jan 31, 2023
Instrument	202301310061

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	704 BELL ST, EDMONDS, WA 98020-3021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000450
Date	Sep 21, 2020
Instrument	202009210450

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 704 Bell St was $14,561.

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,561.00	$1,825,400 Land $1,160,000 Building $665,400	$1,825,400 Land $1,160,000 Building $665,400
2023	$10,206.00 (+4.61%)	$1,486,500 (+27.25%) Land $857,000 Building $629,500	$1,486,500 (+27.25%) Land $857,000 Building $629,500
2022	$9,756.00	$1,168,200 Land $627,900 Building $540,300	$1,168,200 Land $627,900 Building $540,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 Bell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 704 Bell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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