704 Beech St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 704 Beech St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,062 sqft · built 1955
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Tax Bill$4,503 (2026)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN301301 223.008-1-35

Property Details

APN / Parcel Number

Primary APN301301 223.008-1-35
Alternative APNs
  • 130122300800010350000000
  • 301301 223.008-0001-035
  • 43780 06

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,062 sqft Living Area
1st Floor Area1,222 sqft
2nd Floor Area840 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area13,939 sqft (0.32 acres)
Lot Width80 ft Width

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area536 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number43780 06
Street Address704 BEECH ST
CityROME
StateNY
Zip13440-2214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal DescriptionHL 80X175
Legal Block1
Legal Lot Number35.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1001
Census Tract22701

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address704 BEECH ST, ROME, NY 13440-2214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address704 BEECH ST, ROME, NY 13440-2214
Document Number0000014469
Instrument DateOct 5, 2018
Transaction TypeMortgage
Record UpdatedDec 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 BEECH ST ROME NY 134402214, ROME, NY 13440-2214

Mortgage

Document Number0000014469
DateOct 10, 2018
Instrument14469
Lender
NameAMERICU CU
TypeCredit Union
AddressROME, NY 13440
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueOct 9, 2033

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,503.00 Homeowner's exemption
2025Homeowner's exemption$107,000 (-) Land $19,700 Building $87,300$251,765 (+6.75%) Land $46,353 Building $205,412
2024$107,000 (-) Land $19,700 Building $87,300$235,839 (+0.02%) Land $43,421 Building $192,418
2023$107,000 (-) Land $19,700 Building $87,300$235,787 (+17.92%) Land $43,411 Building $192,376
2022$6,290.00 Homeowner's exemption$107,000 Land $19,700 Building $87,300$199,963 Land $36,816 Building $163,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2019 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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