704 Beech St, Ceresco, NE 68017 Property Records

Saunders County property record for 704 Beech St, Ceresco, NE 68017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 1979
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$253,000 (Apr 2026)
Tax Bill	$3,067 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2983-32-2-03075-001-4000`

Property Details

APN / Parcel Number

Primary APN	`2983-32-2-03075-001-4000`
Alternative APN	`005284000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	770 sqft
Basement Area	770 sqft
Finished Basement	770 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	Deck Area
Patio Area	416 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	704 BEECH ST
City	CERESCO
State	NE
Zip	68017-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 16 BLOCK 1 WESTRIDGE KNOLLS FIRST ADDITION REPLAT TO CERESCO; MAP NUMBER: 2983-32-2-03075-001-4000
Legal Range	07
Legal Township	13
Legal Section	32
Legal Subdivision	CERESCO-WESTRIDGE REPLAT
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAUNDERS NE
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4153
Census Tract	968200

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 BEECH ST, CERESCO, NE 68017-4128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Feb 13, 2026	Warranty Deed, Transfer · Commercial Mortgage CATTLE BANK & TRUST
May 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FIRST CU
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage LIBERTY FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Feb 13, 2026 · Amount on Record
Deed Document Number	2026347
Deed Book / Page	635 / 105
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Apr 28, 2026
Property Address	704 BEECH ST, CERESCO, NE 68017-4128
Document Number	0000000347
Book / Page	635 / 105
Instrument Date	Apr 16, 2026
Instrument	2026.347
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	AMBASSADOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$59,282.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	704 BEECH ST, CERESCO, NE 68017-4128
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000348,
Date	Apr 28, 2026
Instrument	2026..04.348

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Apr 28, 2026
Property Address	704 BEECH ST, CERESCO, NE 68017-4128
Document Number	0006350105
Book / Page	635 / 105
Instrument Date	Apr 16, 2026
Instrument	2026347
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	AMBASSADOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$59,282.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	704 BEECH ST, CERESCO, NE 68017-4128
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000348,
Date	Apr 28, 2026
Instrument	202604348

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Feb 13, 2026
Property Address	704 BEECH ST, CERESCO, NE 68017-4128
Document Number	0006311181
Book / Page	631 / 1181
Instrument Date	Feb 5, 2026
Instrument	2026-02-156
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CONSUEGRA TITLE LLC, CONSUMER T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202602157
Date	Feb 13, 2026
Instrument	2026-02-157

Lender

Name	CATTLE BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	704 BEECH ST, CERESCO, NE 68017-4128
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005791353
Date	May 3, 2022
Book Page	579/1353
Instrument	2022-05-066

Lender

Name	LIBERTY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2042

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	1-Year CMT

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	May 3, 2022
Property Address	704 BEECH ST, CERESCO, NE 68017-4128
Document Number	0005791338
Book / Page	579 / 1338
Instrument Date	Apr 22, 2022
Instrument	2022-05-064
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	HOMESERVICES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202205065
Date	May 3, 2022
Instrument	2022-05-065

Lender

Name	LIBERTY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7.63%
Index	1-Year CMT

Mortgage

Document Number	0005791353
Date	May 3, 2022
Book Page	579/1353
Instrument	2022-05-066

Lender

Name	LIBERTY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2042

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ceresco Village
County	Saunders County
County Subdivision	Richland Township
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,067.00 (-12.77%)	$215,633 (+8.77%) Land $27,300 Building $188,333	$215,633 (+8.77%) Land $27,300 Building $188,333
2023	$3,516.00	$198,242 Land $20,930 Building $177,312	$198,242 Land $20,930 Building $177,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Jul 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CERESCO serves 919 people · EPA ID NE3115503
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Nearby Properties on Beech St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures