704 Ave Saint Albert, Covington, LA 70433 Property Records

St. Tammany Parish property record for 704 Ave Saint Albert, Covington, LA 70433 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2,023 sqft · built 1997
Lot Size	0.354 acres (15,450 sqft)
Owner	Individual Name on File
Tax Bill	$3,314 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2023 Sale & Mortgage + 3 more
APN	`107-119-5549`

Property Details

APN / Parcel Number

Primary APN	`107-119-5549`
Alternative APN	`28871`

Interior

Building Area	2,023 sqft Living Area
Gross Area	2,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	15,450 sqft (0.354 acres)
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	704 AVENUE SAINT ALBERT
City	COVINGTON
State	LA
Zip	70433-6408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERSAILLES LT38 PH1A
Legal Subdivision	VERSAILLES
Legal Phase	1A
Legal Lot Number	38
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	5
Census Block Group	2
Census Block	2044
Census Tract	40607

Owner

Source: St. Tammany Parish records · APN 107-119-5549

Assessment roll updated February 6, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	704 AVENUE SAINT ALBERT, COVINGTON, LA 70433-6408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUD
Apr 18, 2023	Deed, Transfer · VA Mortgage PRESIDENTIAL BANK
Apr 18, 2023	Deed, Transfer
Apr 26, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HUD
Apr 26, 2017	Intrafamily Transfer, Transfer · Reverse Mortgage ONE REVERSE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 30, 2017
Transfer Doc	2060943
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	704 AVENUE SAINT ALBERT, COVINGTON, LA 70433-6408
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002060947
Date	Apr 26, 2017
Instrument	2060947

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 18, 2023
Property Address	704 AVENUE SAINT ALBERT, COVINGTON, LA 70433-6408
Document Number	0002368671
Map Reference	MAP 1324
Instrument Date	Apr 13, 2023
Instrument	2368671
Transaction Type	Transfer
Record Updated	Feb 06, 2026
Title Company	DELTA TITLE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23185 BAT CAVE RD, SAN ANTONIO, TX 78266-2686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 AVENUE SAINT ALBERT, COVINGTON, LA 70433-6408

Mortgage

Document Number	0002368672
Date	Apr 18, 2023
Instrument	2368672

Lender

Name	PRESIDENTIAL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 18, 2023
Property Address	704 AVENUE SAINT ALBERT, COVINGTON, LA 70433-6408
Document Number	0002368696
Instrument Date	Apr 04, 2023
Instrument	2368696
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 26, 2017
Property Address	704 AVENUE SAINT ALBERT, COVINGTON, LA 70433-6408
Document Number	2060943
Map Reference	MAP 1324
Instrument Date	Mar 30, 2017
Instrument	2060943
Transaction Type	Transfer
Record Updated	Feb 06, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 AVENUE SAINT ALBERT, COVINGTON, LA 70433-6408

Mortgage

Document Number	2060947
Date	Apr 26, 2017
Instrument	2060947

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 26, 2017
Property Address	704 AVENUE SAINT ALBERT, COVINGTON, LA 70433-6408
Document Number	0002060943
Map Reference	MAP 1324
Instrument Date	Mar 30, 2017
Instrument	2060943
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 AVENUE SAINT ALBERT, COVINGTON, LA 70433-6408

Mortgage

Document Number	0002060946
Date	Apr 26, 2017
Instrument	2060946

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated February 6, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,314.00 (-3.58%)	$27,859 (-) Land $4,250 Building $23,609	$278,591 (-) Land $42,500 Building $236,091
2024	$3,437.00 (+27.39%)	$27,859 (+32.23%) Land $4,250 Building $23,609	$278,591 (+32.23%) Land $42,500 Building $236,091
2023	$2,698.00 (+55.33%)	$21,068 (-) Land $4,250 Building $16,818	$210,680 (-) Land $42,500 Building $168,180
2022	$1,737.00 Homeowner's exemption	$21,068 Land $4,250 Building $16,818	$210,680 Land $42,500 Building $168,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030406072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 391 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	391 in force
Nearby Flood Claims	20 (1995–2022)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Jun 2022, rainfall accumulation
Claims By Storm	Hurricane Ida, Aug 2021 · 11 claims Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 185 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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