704 5th St, Golden, CO 80403 Property Records

Jefferson County property record for 704 5th St, Golden, CO 80403

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.75 ba · 1,759 sqft · built 1954
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on File
Last Sale	$984,000 (Dec 2024)
Tax Bill	$6,220 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-281-23-016`

Property Details

APN / Parcel Number

Primary APN	`30-281-23-016`
Alternative APNs	`300002296` `2296`

Interior

Bedrooms	6 Beds
Full Baths	4.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,759 sqft Living Area
Gross Area	2,686 sqft
1st Floor Area	835 sqft
2nd Floor Area	924 sqft
Basement Area	835 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	6,752 sqft (0.155 acres)
Porch	Covered Porch
Porch Area	92 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	300002296
Street Address	704 5TH ST
City	GOLDEN
State	CO
Zip	80403-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 28 TOWNSHIP 03 RANGE 70 QTR NE SUBDIVISIONCD 284800 SUBDIVISIONNAME GOLDEN PARK ADD BLOCK 008 LOT 0011 SIZE: 4338 TRACT VALUE: .100 SECTION 28 TOWNSHIP 03 RANGE 70 QTR NE SUBDIVISIONCD 524600 SUBDIVISIONNAME MESTER BLOCK LOT 0013 SIZE: 481 TR
Legal Range	70W
Legal Township	03S
Legal Section	28
Legal Subdivision	GOLDEN PARK ADD
Legal Tract	A
Legal Block	8
Legal Lot Number	11,13
Jurisdiction	JEFFERSON CO
Township / Civil Division	GOLDEN
Census Block Group	2
Census Block	2010
Census Tract	9854

Owner

704 5th St is owned and occupied by two individuals who bought it in December 2024.

Source: Jefferson County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	704 5TH ST, GOLDEN, CO 80403-1458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
May 23, 2019	Deed of Trust, Mortgage · FHA Mortgage SWBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2024 · Amount on File
Deed Sale	Dec 23, 2024 · Amount on File
Prior Sale	Aug 16, 2011 · Amount on File
Deed Document Number	202476893
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	704 5TH ST, GOLDEN, CO 80403-1458
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 5TH ST, GOLDEN, CO 80403-1458

Mortgage

Document Number	0000077007
Date	Dec 1, 2025
Instrument	2025077007

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	704 5TH ST, GOLDEN, CO 80403-1458
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 5TH ST, GOLDEN, CO 80403-1458

Mortgage

Document Number	0000050543
Date	Mar 30, 2021
Instrument	2021050543

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	704 5TH ST, GOLDEN, CO 80403-1458
Document Number	0000044041
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	704 5TH ST GOLDEN CO 804031458, GOLDEN, CO 80403-1458

Mortgage

Document Number	0000044041
Date	May 31, 2019
Instrument	44041

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 704 5th St was $6,220.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Municipality	Golden City
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,220.00	$64,562 Land $24,575 Building $39,987	$1,033,000 Land $393,202 Building $639,798
2023	$5,079.00	$55,916 Land $14,219 Building $41,697	$889,566 Land $212,225 Building $677,341

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 704 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 5th St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GOLDEN serves 38,288 people · EPA ID CO0130040
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Aerux Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: LiveWireNet, Magnolia Road Internet Cooperative.

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