704 5th Ave, Sibley, IA 51249 Property Records

Osceola County property record for 704 5th Ave, Sibley, IA 51249

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,407 sqft · built 1895
Lot Size	0.216 acres (9,410 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Jan 2022)
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`330012101020`

Property Details

APN / Parcel Number

Primary APN	`330012101020`
Alternative APN	`000000012101020`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,407 sqft Living Area
1st Floor Area	1,193 sqft
Basement Area	1,193 sqft
Finished Basement	1,193 sqft
Unfinished Basement	1,193 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,410 sqft (0.216 acres)
Lot Dimensions	150 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	175 sqft
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	704 5TH AVE
City	SIBLEY
State	IA
Zip	51249-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1; N14' LOT 2 EXC NW STRIP 7'X 70' BLK 21 ORIGINAL
Legal Subdivision	ORIGINAL TOWN NOW CITY OF SIBLEY
Legal Block	21
Legal Lot Number	1,2
Jurisdiction	OSCEOLA IA
Township / Civil Division	WEST HOLMAN
Census Block Group	3
Census Block	3045
Census Tract	460100

Owner

704 5th Ave is owned and occupied by an individual who bought it in January 2022.

Source: Osceola County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	704 5TH AVE, SIBLEY, IA 51249-1726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit SIBLEY STATE BANK
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage MIDWEST FAMILTY LENDING CORP
Aug 20, 2009	Warranty Deed, Transfer US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2022 · Amount on File
Deed Sale	Jan 24, 2022 · Amount on File
Prior Sale	Aug 20, 2009 · Amount on File
Deed Document Number	2022131
Deed Book / Page	2022 / 131
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA IA
Property Address	704 5TH AVE, SIBLEY, IA 51249-1726
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/361
Date	Apr 17, 2023
Book Page	2023/361
Instrument	20230361

Lender

Name	SIBLEY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA IA
Recording Date	Jan 24, 2022
Property Address	704 5TH AVE, SIBLEY, IA 51249-1726
Document Number	002022/131
Book / Page	2022 / 131
Instrument Date	Jan 14, 2022
Instrument	20220131
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 7TH ST, SIBLEY, IA 51249-1738

Mortgage

Document Number	002022/132
Date	Jan 24, 2022
Book Page	2022/132
Instrument	20220132

Lender

Name	MIDWEST FAMILTY LENDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

August 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA IA
Recording Date	Aug 20, 2009
Property Address	704 5TH AVE, SIBLEY, IA 51249-1726
Document Number	002009/145
Book / Page	2009 / 145
Instrument Date	Aug 13, 2009
Instrument	145
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	MIDWEST COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 5TH AVE, SIBLEY, IA 51249-1726

Mortgage

Document Number	002009/146
Date	Aug 20, 2009
Book Page	2009/146
Instrument	200901146

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 704 5th Ave was $2,796 with a homeowner's exemption.

Source: Osceola County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Osceola County
Municipality	Sibley City
Unified School District	Sibley-Ocheyedan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,796.00 Homeowner's exemption	$165,080 Land $12,180 Building $152,900	$165,080 Land $12,180 Building $152,900
2024	$2,796.00
2023		$164,940 Land $12,180 Building $152,760	$164,940 Land $12,180 Building $152,760
2022	$1,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 5th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 704 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIBLEY PUBLIC WATER SUPPLY serves 2,860 people · EPA ID IA7245047
Water Source	Purchased groundwater from LEWIS AND CLARK REGIONAL WATER SYSTEM
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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