Tama County property record for 704 3rd St, Garwin, IA 50632
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 948 sqft · built 1940 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,290 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09.14.208.002 |
| Primary APN | 09.14.208.002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 948 sqft Living Area |
| Basement Area | 474 sqft |
| Unfinished Basement | 476 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,973 sqft (0.206 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 100 sqft |
| Patio Area | 104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 704 3RD ST |
|---|---|
| City | GARWIN |
| State | IA |
| Zip | 50632-9586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14-84-16 PCL SE NW NE |
| Legal Range | 16W |
| Legal Township | 84N |
| Legal Section | 14 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | CARLTON |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 290300 |
Source: Tama County records · APN 09.14.208.002
Assessment roll updated May 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 3RD ST, GARWIN, IA 50632-9586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF TOLEDO |
| Jul 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF TOLEDO |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 704 3RD ST, GARWIN, IA 50632-9586 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020202178 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020-2178 |
| Name | STATE BANK OF TOLEDO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 30, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 704 3RD ST, GARWIN, IA 50632-9586 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020201835 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 2020-1835 |
| Name | STATE BANK OF TOLEDO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 01, 2022 |
| Rate Type | Fixed Rate |
|---|
Source: Tama County records · Assessment roll updated May 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Garwin City |
| Unified School District | GMG Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,290.00 | $72,390 (-8.52%) Land $4,970 Building $67,420 | $72,390 (-8.52%) Land $4,970 Building $67,420 |
| 2023 | $79,130 Land $4,970 Building $74,160 | $79,130 Land $4,970 Building $74,160 |
Source: FEMA National Flood Hazard Layer as of October 6, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband.
Based on FCC filings for 43 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARWIN WATER SUPPLY serves 481 people |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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