704 3rd St, Clearfield, IA 50840 Property Records

Taylor County property record for 704 3rd St, Clearfield, IA 50840

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,532 sqft · built 1910
Lot Size	0.326 acres (14,201 sqft)
Owner	Individual Name on File
Tax Bill	$1,666 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0809004002000`

Property Details

APN / Parcel Number

Primary APN	`0809004002000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,532 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,201 sqft (0.326 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	65 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	704 3RD ST
City	CLEARFIELD
State	IA
Zip	50840-8078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC ADD 2 4 CORP CLFD LEN
Legal Subdivision	SEC ADD
Legal Block	004
Legal Lot Number	002
Jurisdiction	TAYLOR IA
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1260
Census Tract	180100

Owner

Source: Taylor County assessment roll, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	704 3RD ST, CLEARFIELD, IA 50840-8078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR IA
Property Address	704 3RD ST, CLEARFIELD, IA 50840-8078
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000193/611
Date	Nov 10, 2020
Book Page	193/611
Instrument	21730

Lender

Name	STATE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 10, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Taylor County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clearfield City
County	Taylor County
Unified School District	Lenox Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,666.00	$83,640 (+42.49%) Land $5,100 Building $78,540	$83,640 (+42.49%) Land $5,100 Building $78,540
2024	$1,666.00 (+29.75%)
2022	$1,284.00	$58,700 Land $5,100 Building $53,600
2021			$58,700 Land $5,100 Building $53,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LENOX WATER SUPPLY serves 1,470 people · EPA ID IA8748075
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	700 / 300
Uniti Group DSL · Fixed Wireless	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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