704 3rd Ave, Armstrong, IA 50514 Property Records

Emmet County property record for 704 3rd Ave, Armstrong, IA 50514

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,348 sqft · built 1920
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$5,500 (Jan 2025)
Tax Bill	$492 (2026)
Deeds & Mortgages	Jan 2025 Sale May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0814109009`

Property Details

APN / Parcel Number

Primary APN	`0814109009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	640 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	704 3RD AVE
City	ARMSTRONG
State	IA
Zip	50514-7616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 11 O P
Legal Subdivision	OP ARMSTRONG
Legal Block	11
Legal Lot Number	9
Jurisdiction	EMMET IA
Township / Civil Division	ARMSTRONG GROVE
Census Block Group	2
Census Block	2067
Census Tract	70100

Owner

704 3rd Ave is owned by an individual who bought it in January 2025.

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16806 XYLITE ST NE, ANDOVER, MN 55304-5027
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2025	Quit Claim Deed, Transfer Quitclaim
May 5, 2023	Contract Sale, Transfer
May 24, 2023	Contract Sale, Transfer · Conventional Mortgage IAT 97 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on File
Deed Sale	Jan 15, 2025 · Amount on File
Prior Sale	Apr 18, 2022
Deed Document Number	202558
Record Updated	Oct 29, 2026

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET IA
Recording Date	Jan 15, 2025
Property Address	704 3RD AVE, ARMSTRONG, IA 50514-7616
Document Number	0202500058
Instrument Date	Jan 15, 2024
Instrument	2025-00058
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Tax	$8.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16806 XYLITE ST NE, HAM LAKE, MN 55304-5027

May 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	EMMET IA
Recording Date	May 5, 2023
Property Address	704 3RD AVE, ARMSTRONG, IA 50514-7616
Document Number	0202300470
Instrument Date	Apr 28, 2023
Instrument	2023-00470
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 506, LE MARS, IA 51031-0506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 N 9TH ST, ESTHERVILLE, IA 51334-1639
Investor	Possibly a Property Investor

May 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	EMMET IA
Recording Date	May 24, 2023
Property Address	704 3RD AVE, ARMSTRONG, IA 50514-7616
Document Number	0202300562
Instrument Date	Apr 28, 2023
Instrument	2023-00562
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 506, LE MARS, IA 51031-0506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 N 9TH ST, ESTHERVILLE, IA 51334-1639
Investor	Possibly a Property Investor

Mortgage

Document Number	0202300562
Date	May 24, 2023
Instrument	2023-00562

Lender

Name	IAT 97 LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	27 Months
Due	Aug 1, 2025

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 704 3rd Ave was $492, up 5.1% from the year before.

Source: Emmet County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Armstrong City
County	Emmet County
Unified School District	North Union Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$492.00 (+5.13%)	$31,800 (-) Land $6,600 Building $25,200	$31,800 (-) Land $6,600 Building $25,200
2025	$468.00	$31,800 Land $6,600 Building $25,200	$31,800 Land $6,600 Building $25,200
2024	$468.00
2023		$30,300 (+51.5%) Land $6,600 Building $23,700	$30,300 Land $6,600 Building $23,700
2022	$356.00 (+2.89%)	$20,000 Land $6,600 Building $13,400
2021	$346.00		$20,000 Land $6,600 Building $13,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 704 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARMSTRONG WATER SUPPLY serves 918 people · EPA ID IA3203066
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Independent Networks Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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