704 2nd Ave N, Columbus, MS 39701 Property Records

Lowndes County property record for 704 2nd Ave N, Columbus, MS 39701

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,459 sqft · built 1920
Lot Size	0.091 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Nov 2021)
Tax Bill	$1,705 (2025)
Deeds & Mortgages	Nov 2021 Refinance Feb 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61W430003800`

Property Details

APN / Parcel Number

Primary APN	`61W430003800`
Alternative APNs	`017705` `17705`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Building Area	2,459 sqft Adjusted Area
1st Floor Area	1,456 sqft
2nd Floor Area	925 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,000 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Utility Building	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	017705
Street Address	704 2ND AVE N
City	COLUMBUS
State	MS
Zip	39701-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 9 704 2ND AVE N BLOCK 5
Legal Range	18W
Legal Township	18S
Legal Section	16
Legal Subdivision	NORTH OF MAIN
Legal Block	5
Legal Lot Number	9
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	3
Census Block	3048
Census Tract	902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Columbus Central Commercial Historic District listed 1980 · 145 contributing resources · NRIS 80002284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 2ND AVE N, COLUMBUS, MS 39701-4702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTMARK NATIONAL BANK
Feb 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL
Sep 22, 2020	Grant Deed, Transfer · VA Mortgage TRUSTMARK NAT'L BK
Jan 27, 2020	Grant Deed, Construction Loan · Line of Credit BANKFIRST FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Deed Document Number	0202110037
Deed Book / Page	2017 / 01380
Prior Transfer Date	Mar 3, 2017
Prior Transfer Doc	0201701380
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	704 2ND AVE N, COLUMBUS, MS 39701-4702
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202134386
Date	Nov 9, 2021
Book Page	2021/34386

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	704 2ND AVE N, COLUMBUS, MS 39701-4702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020203320
Date	Feb 19, 2020
Book Page	2020/3320

Lender

Name	BANKFIRST FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2021

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOWNDES MS
Recording Date	Sep 22, 2020
Property Address	704 2ND AVE N, COLUMBUS, MS 39701-4702
Document Number	0020206725
Book / Page	002020 / 006725
Instrument Date	Sep 21, 2020
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 2ND AVE N COLUMBUS MS 397014702, COLUMBUS, MS 39701-4702

Mortgage

Document Number	20203797
Date	Sep 22, 2020
Book Page	002020/023797

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

January 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LOWNDES MS
Recording Date	Jan 27, 2020
Property Address	704 2ND AVE N, COLUMBUS, MS 39701-4702
Document Number	0020200463
Book / Page	002020 / 000463
Instrument Date	Jan 3, 2020
Transaction Type	Construction Loan
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	37 WOODRIDGE PL COLUMBUS MS 397029173, COLUMBUS, MS 39702-9173

Mortgage

Document Number	20201555
Date	Jan 27, 2020
Book Page	002020/001555

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 26, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,705.00 (+1.49%) Homeowner's exemption	$12,265 (+20.9%)	$122,650 (+20.9%) Land $4,200 Building $118,450
2024	$1,680.00 (+23.44%)
2023	$1,361.00 Homeowner's exemption	$10,145	$101,450 Land $4,200 Building $97,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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