704 20th Ave, Middletown, OH 45044 Property Records

Butler County property record for 704 20th Ave, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,209 sqft · built 1948
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$186,573 (Sep 2025)
Tax Bill	$1,697 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Q6521-010.000-093`

Property Details

APN / Parcel Number

Primary APN	`Q6521-010.000-093`
Alternative APNs	`0004000` `180490` `182050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,209 sqft Living Area
1st Floor Area	806 sqft
Basement Area	403 sqft
Finished Basement	403 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004000
Old Parcel Number	Q6521010.000093
Street Address	704 20TH AVE
City	MIDDLETOWN
State	OH
Zip	45044-7314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8949 ENT
Legal Subdivision	MIDDLETOWN
Legal Lot Number	8949
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1011
Census Tract	14000

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	704 20TH AVE, MIDDLETOWN, OH 45044-7314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Survivorship Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Mar 17, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Mar 17, 2022 · Amount on Record
Deed Document Number	0000033977
Deed Book / Page	10269 / 1476
Record Updated	Jun 8, 2026

September 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	BUTLER OH
Recording Date	Sep 30, 2025
Property Address	704 20TH AVE, MIDDLETOWN, OH 45044-7314
Document Number	0000033977
Book / Page	10269 / 1476
Instrument Date	Sep 19, 2025
Instrument	2025-00033977
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	UNKNOWN, AHTA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	704 20TH AVE, MIDDLETOWN, OH 45044-7314

Mortgage

Document Number	0102691479
Date	Sep 30, 2025
Instrument	10269/1479

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Mar 17, 2022
Property Address	704 20TH AVE, MIDDLETOWN, OH 45044-7314
Document Number	0000012656
Book / Page	9822 / 1772
Instrument Date	Mar 9, 2022
Instrument	2022-00012656
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 20TH AVE, MIDDLETOWN, OH 45044-7314

Mortgage

Document Number	0098221776
Date	Mar 17, 2022
Instrument	9822/1776

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Sep 8, 2021
Property Address	704 20TH AVE, MIDDLETOWN, OH 45044-7314
Document Number	0000051635
Book / Page	9719 / 945
Instrument Date	Aug 24, 2021
Instrument	2021-00051635
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 20TH AVE, MIDDLETOWN, OH 45044-7314

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,697.00 (-3.41%)	$32,240 (-) Land $5,800 Building $26,440	$92,120 (-) Land $16,570 Building $75,550
2024	$1,757.00 (+6.1%)	$32,240 (-) Land $5,800 Building $26,440	$92,120 (-) Land $16,570 Building $75,550
2023	$1,656.00 (+33.01%)	$32,240 (+55.67%) Land $5,800 Building $26,440	$92,120 (+55.69%) Land $16,570 Building $75,550
2022	$1,245.00	$20,710 Land $5,800 Building $14,910
2020			$59,170 Land $16,570 Building $42,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: altafiber Network Solutions, Verizon.

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