704 1st Ave NE, Brainerd, MN 56401 Property Records

Crow Wing County property record for 704 1st Ave NE, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,126 sqft · built 1953
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Nov 2025)
Tax Bill	$1,240 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091280280090889`

Property Details

APN / Parcel Number

Primary APN	`091280280090889`
Alternative APNs	`41191476` `141415` `177227` `187506`

Interior

Bedrooms	3 Beds
Building Area	1,126 sqft Living Area
1st Floor Area	1,126 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1990
Architectural Style	Patio Home
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Area	336 sqft
Driveway	Driveway
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	187506
Street Address	704 1ST AVE NE
City	BRAINERD
State	MN
Zip	56401-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 28
Legal Range	30W
Legal Township	45N
Legal Section	19
Legal Subdivision	FARRAR AND FORSYTHS FIRST ADDITION TO B
Legal Block	28
Legal Lot Number	9
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	3
Census Block	3010
Census Tract	951200

Owner

704 1st Ave NE is owned and occupied by an individual who bought it in November 2025.

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	704 1ST AVE NE, BRAINERD, MN 56401-2401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2025 · Amount on File
Deed Sale	Nov 6, 2025 · Amount on File
Prior Sale	Feb 15, 2023 · Amount on File
Deed Document Number	20251016684
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Nov 6, 2025
Property Address	704 1ST AVE NE, BRAINERD, MN 56401-2401
Document Number	0001016684
Instrument Date	Oct 29, 2025
Instrument	1016684
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 1ST AVE NE, BRAINERD, MN 56401-2401

Mortgage

Document Number	0001016685
Date	Nov 6, 2025
Instrument	1016685

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 704 1st Ave NE was $1,240 with a homeowner's exemption, down 1.1% from the year before.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,240.00 (-1.12%) Homeowner's exemption	$154,500 (+5.89%) Land $45,200 Building $109,300	$154,500 (+5.89%) Land $45,200 Building $109,300
2025	$1,254.00 Homeowner's exemption	$145,900 Land $44,300 Building $101,600	$145,900 Land $44,300 Building $101,600
2023	$1,206.00 Homeowner's exemption	$145,800 Land $41,800 Building $104,000	$145,800 Land $41,800 Building $104,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 1st Ave NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 1st Ave NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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