Pierce County property record for 704 195th Ave E, Lake Tapps, WA 98391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,142 sqft · built 2003 |
| Lot Size | 1.41 acres (61,777 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $780,000 (Apr 2004) |
| Tax Bill | $13,607 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 700160-0-020 |
| Primary APN | 700160-0-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,142 sqft Living Area |
| Gross Area | 4,954 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 61,777 sqft (1.41 acres) |
| Terrain | Mountain |
| Garage Type | Attached |
| Garage Area | 812 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 992 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 704 195TH AVE E |
|---|---|
| City | LAKE TAPPS |
| State | WA |
| Zip | 98391-5613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | SECTION 04 TOWNSHIP 20 RANGE 05 QUARTER 13 ESTATES AT BOWMAN LAKE PH 2: ESTATES AT BOWMAN LAKE PH 2 SW OF NE 04-20-05E L 2 TOG/W UNDIV INT IN TR AA,DD,EE, FF, II,JJ,KK,LL & OO APPROX 61,777 SQ FT EASE OF REC OUT OF 1-045 SEG R0649 5/27/03MD |
| Legal Range | 05 |
| Legal Township | 20 |
| Legal Section | 04 |
| Legal Subdivision | ESTATES AT BOWMAN LAKE PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | PUYALLUP |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 70315 |
704 195th Ave E is owned and occupied by two individuals who bought it in April 2004.
Source: Pierce County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 195TH AVE E, LAKE TAPPS, WA 98391-5613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Line of Credit MECHANICS BANK |
| Jul 21, 2022 | Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK |
| May 19, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2004 · Amount on File |
| Deed Sale | Apr 15, 2004 · Amount on File |
| Deed Document Number | 20041243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 704 195TH AVE E, LAKE TAPPS, WA 98391-5613 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003050376 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 202603050376 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | WALNUT CREEK, CA 94596 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 704 195TH AVE E, LAKE TAPPS, WA 98391-5613 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 704 195TH AVE E, LAKE TAPPS, WA 98391-5613 |
| Document Number | 0007210216 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 202207210216 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 704 195TH AVE E, LAKE TAPPS, WA 98391-5613 |
| Document Number | 1807260069 |
| Instrument Date | May 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 704 195TH AVE E LAKE TAPPS WA 983915613, LAKE TAPPS, WA 98391-5613 |
| Document Number | 1807260069 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 201807260069 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 704 195th Ave E was $13,607, down 3% from the year before.
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Dieringer School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,607.00 (-2.96%) | $1,337,800 Land $459,200 Building $878,600 | $1,337,800 Land $459,200 Building $878,600 |
| 2025 | $14,022.00 (+10.2%) | ||
| 2024 | $12,724.00 (+4.82%) | $1,292,500 (+3.42%) Land $495,300 Building $797,200 | $1,292,500 (+3.42%) Land $495,300 Building $797,200 |
| 2023 | $12,139.00 | $1,249,800 Land $475,200 Building $774,600 | $1,249,800 Land $475,200 Building $774,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 704 195th Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 704 195th Ave E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650 |
|---|---|
| Water Source | Purchased surface water from CITY OF TACOMA WATER DIVISION |
| Last State Inspection | Oct 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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