7038 Ryman Loop, Zephyrhills, FL 33540 Property Records

Pasco County property record for 7038 Ryman Loop, Zephyrhills, FL 33540

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,404 sqft · built 1999
Lot Size	0.502 acres (21,864 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,000 (Jan 2019)
Tax Bill	$1,043 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-25-21-0040-00000-0460`

Property Details

APN / Parcel Number

Primary APN	`36-25-21-0040-00000-0460`
Alternative APNs	`2125360040000000460` `0191611`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,864 sqft (0.502 acres)
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Driveway	Concrete Driveway
Driveway Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7038 RYMAN LOOP
City	ZEPHYRHILLS
State	FL
Zip	33540-1517
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1MH
Legal Description	PRETTY POND ACRES PB 37 PGS 58-60 LOT 46
Legal Range	21E
Legal Township	25S
Legal Section	36
Legal Subdivision	PRETTY POND ACRES
Legal Tract	40
Legal Lot Number	46
Jurisdiction	PASCO FL
Township / Civil Division	ZEPHYRHILLS
Census Block Group	3
Census Block	3006
Census Tract	33005

Owner

Source: Pasco County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7038 RYMAN LOOP, ZEPHYRHILLS, FL 33540-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2019 · Amount on Record
Deed Sale	Jan 18, 2019 · Amount on Record
Prior Sale	Nov 3, 1999 · Amount on Record
Deed Document Number	20199757
Deed Book / Page	9846 / 2857
Prior Transfer Date	Aug 22, 2011
Prior Transfer Doc	0086342777
Record Updated	Jun 8, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jan 18, 2019
Property Address	7038 RYMAN LOOP, ZEPHYRHILLS, FL 33540-1517
Document Number	0098462857
Book / Page	009846 / 002857
Instrument Date	Jan 15, 2019
Instrument	9757
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$861.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7038 RYMAN LOOP ZEPHYRHILLS FL 335401517, ZEPHYRHILLS, FL 33540-1517

Mortgage

Document Number	98462863
Date	Jan 18, 2019
Book Page	009846/002863
Instrument	9759

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,990 (+2.89%)	$134,036 (-3.18%) Land $29,992 Building $104,044
2025	$1,043.00 (+3.47%) Homeowner's exemption	$87,460 (+10.55%) Land $29,992 Building $57,468	$138,439 (+20.37%) Land $29,992 Building $108,447
2024	$1,008.00 (+11.75%)
2023	$902.00 (+12.61%) Additional exemption filed	$79,110 (+2.99%) Land $21,742 Building $57,368	$115,007 (+17.22%) Land $21,742 Building $93,265
2022	$801.00 Homeowner's exemption	$76,810 Land $21,742 Building $55,068	$98,108 Land $21,742 Building $76,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · Hurricane Hermine

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ZEPHYRHILLS serves 29,117 people · EPA ID FL6512020
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20