7038 River Bend Dr, Onaway, MI 49765 Property Records

Cheboygan County property record for 7038 River Bend Dr, Onaway, MI 49765

Property Summary

Property Type	Single Family Home
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Tax Bill	$1,405 (2025)
Deeds & Mortgages	May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`231-010-202-011-00`

Property Details

APN / Parcel Number

Primary APN	`231-010-202-011-00`

Exterior

Lot Area	871,200 sqft (20 acres)

Location & Zoning

Street Address	7038 RIVER BEND DR
City	ONAWAY
State	MI
Zip	49765-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 OF NW1/4 OF NE1/4, SEC 10, T34N,R1E. 569/125; 1226/605
Legal Range	01E
Legal Township	034
Legal Section	10
Legal Subdivision	E2 NW4 NE4 S10T34NR1E
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	FOREST
Census Block Group	2
Census Block	2057
Census Tract	960700

Owner

7038 River Bend Dr is owned and occupied by an individual who acquired it in February 2013.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	7038 RIVER BEND DR, ONAWAY, MI 49765-9114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 12, 2013
Transfer Doc	001226/605
Record Updated	Sep 20, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	May 19, 2021
Property Address	7038 RIVER BEND DR, ONAWAY, MI 49765-9114
Document Number	001449/919
Book / Page	1449 / 919
Instrument Date	Apr 26, 2021
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7038 RIVER BEND DR, ONAWAY, MI 49765-9114

Tax Assessment & Valuation

The 2025 property tax bill for 7038 River Bend Dr was $1,405 with a homeowner's exemption, up 0.6% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Forest Township
Unified School District	Onaway Area Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,500 (-12.45%)	$277,000 (-12.45%)
2025	$1,405.00 (+0.64%) Homeowner's exemption	$158,200	$316,400
2024	$1,396.00
2023		$101,200	$202,400
2022	$1,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7038 River Bend Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7038 River Bend Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Presque Isle Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20