Frederick County property record for 7038 Ridge Rd, Frederick, MD 21702 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 1971 |
| Square Footage | 2,630 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Garage | Attached, 500 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $605,000 (2023) |
| Tax Bill | $4,506.00 (2024) |
| Primary APN | 24-462536 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 2,630 sqft Living Area |
| 1st Floor | 1,880 sqft 1st Floor |
| Basement Area | 750 sqft Basement |
| Finished Basement | 750 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 500 sqft Garage |
| Deck Area | 144 sqft Deck |
|---|---|
| Patio Area | 288 sqft Patio |
| Porch | Open Porch |
| Porch Area | 80 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 462536 |
|---|---|
| Street Address | 7038 RIDGE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3510 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 1/2 AC W/S RIDGE RD. N/RT. 40A |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 24, BRADDOCK |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 752603 |
Source: Frederick County records · APN 24-462536
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7038 RIDGE RD, FREDERICK, MD 21702-3510 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage EMBRACE HOME LOANS INC |
| Aug 11, 2022 | Deed, Transfer |
| May 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 20, 2023 · Amount on Record |
| Deed Sale | Oct 20, 2023 · Amount on Record |
| Prior Sale | Aug 11, 2022 · Amount on Record |
| Deed Book / Page | 16643 / 138 |
| Prior Transfer Date | Feb 14, 2019 |
| Prior Transfer Doc | 0129940360 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 20, 2023 |
| Property Address | 7038 RIDGE RD, FREDERICK, MD 21702-3510 |
| Document Number | 0166430138 |
| Book / Page | 16643 / 138 |
| Instrument Date | Oct 20, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 03, 2023 |
| Title Company | CREEKSIDE TITLE, CREEKSIDE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 7038 RIDGE RD, FREDERICK, MD 21702-3510 |
| Document Number | 0016643144 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 16643/144 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 11, 2022 |
| Property Address | 7038 RIDGE RD, FREDERICK, MD 21702-3510 |
| Document Number | 0160800278 |
| Book / Page | 16080 / 278 |
| Instrument Date | Jul 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7945 WORMANS MILL RD, FREDERICK, MD 21701-3047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 29, 2019 |
| Property Address | 7038 RIDGE RD, FREDERICK, MD 21702-3510 |
| Document Number | 0129940360 |
| Book / Page | 012994 / 000360 |
| Instrument Date | Feb 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 8103 VENTNOR RD PASADENA MD 211225728, PASADENA, MD 21122-5728 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $473,667 (+84.88%) | $582,400 (+127.32%) Land $144,400 Building $438,000 | |
| 2024 | $4,506.00 (+45.83%) | ||
| 2023 | $3,090.00 | $256,200 Land $84,500 Building $171,700 | $256,200 Land $84,500 Building $171,700 |
7038 Ridge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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