7038 Prestwick Dr, Riverbank, CA 95367 Property Records

Stanislaus County property record for 7038 Prestwick Dr, Riverbank, CA 95367

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,377 sqft · built 1993
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$303,000 (Apr 2019)
Tax Bill	$4,570 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2017 Reverse Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`075-047-051-000`

Property Details

APN / Parcel Number

Primary APN	`075-047-051-000`
Alternative APNs	`0754751000` `0754751`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7038 PRESTWICK DR
City	RIVERBANK
State	CA
Zip	95367-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER COVE NO 2 LOT 51
Legal Subdivision	RIVER COVE 02
Legal Block	3
Legal Lot Number	51
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3005
Census Tract	302

Owner

7038 Prestwick Dr is owned and occupied by an individual who bought it in April 2019.

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7038 PRESTWICK DR, RIVERBANK, CA 95367-3320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Dec 19, 2017	Deed of Trust, Mortgage · Reverse Mortgage CARROLLTON MORTGAGE CO
Jun 10, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Apr 19, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE CO
Apr 19, 2019	Grant Deed, Transfer · FHA Mortgage SCENIC OAKS FUNDING
Dec 13, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2019 · Amount on File
Deed Sale	Apr 19, 2019 · Amount on File
Prior Sale	Sep 24, 2009 · Amount on File
Deed Document Number	201923621
Prior Transfer Date	Jun 29, 2009
Prior Transfer Doc	0000073962
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	7038 PRESTWICK DR, RIVERBANK, CA 95367-3320
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7038 PRESTWICK DR, RIVERBANK, CA 95367-3320

Mortgage

Document Number	0000019368
Date	Mar 16, 2022
Instrument	2022-0019368

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	7038 PRESTWICK DR, RIVERBANK, CA 95367-3320
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093607
Date	Dec 19, 2017
Instrument	2017-0093607

Lender

Name	CARROLLTON MORTGAGE CO
Type	Mortgage Company
Address	MODESTO, CA 95350

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	953 Months
Due	May 8, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.76%
Type Change Date	Jan 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	7038 PRESTWICK DR, RIVERBANK, CA 95367-3320
Document Number	0000044743
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7038 PRESTWICK DR RIVERBANK CA 953673320, RIVERBANK, CA 95367-3320

Mortgage

Document Number	0000044743
Date	Jun 26, 2020
Instrument	44743

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 19, 2019
Property Address	7038 PRESTWICK DR, RIVERBANK, CA 95367-3320
Document Number	0000023622
Map Reference	MB 36 PG 27
Instrument Date	Apr 18, 2019
Instrument	2019-0023622
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7038 PRESTWICK DR, RIVERBANK, CA 95367-3320

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 19, 2019
Property Address	7038 PRESTWICK DR, RIVERBANK, CA 95367-3320
Document Number	0000023621
Map Reference	MB 36 PG 27
Instrument Date	Mar 29, 2019
Instrument	2019-0023621
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7038 PRESTWICK DR, RIVERBANK, CA 95367-3320

Mortgage

Document Number	0000023623
Date	Apr 19, 2019
Instrument	2019-0023623

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	7038 PRESTWICK DR, RIVERBANK, CA 95367-3320
Document Number	0000093608
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7038 PRESTWICK DR RIVERBANK CA 953673320, RIVERBANK, CA 95367-3320

Mortgage

Document Number	0000093608
Date	Dec 19, 2017
Instrument	93608

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	960 Months
Due	Dec 18, 2097

Tax Assessment & Valuation

The 2026 property tax bill for 7038 Prestwick Dr was $4,570 with a homeowner's exemption, up 1.7% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Riverbank City
Unified School District	Riverbank Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,570.00 (+1.69%) Homeowner's exemption	$344,756 (+2%) Land $136,537 Building $208,219
2025	$4,494.00 Homeowner's exemption	$337,997 Land $133,860 Building $204,137
2023	$4,073.00 (+4.12%) Homeowner's exemption	$324,874 Land $128,663 Building $196,211
2022	$3,912.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7038 Prestwick Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7038 Prestwick Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERBANK serves 25,625 people · EPA ID CA5010018
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	21 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Nov 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, ezWave, Verizon.

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