7038 Pine St, Chagrin Falls, OH 44022 Property Records

Geauga County property record for 7038 Pine St, Chagrin Falls, OH 44022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,517 sqft · built 1925
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Aug 2018)
Tax Bill	$7,284 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-005620`

Property Details

APN / Parcel Number

Primary APN	`03-005620`
Alternative APN	`003884-8`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,517 sqft Living Area
1st Floor Area	944 sqft
Upper Floors Area	573 sqft
Basement Area	836 sqft
Unfinished Basement	836 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	003884-8
Street Address	7038 PINE ST
City	CHAGRIN FALLS
State	OH
Zip	44022-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	LOT 48 TR 1
Legal Tract	1
Legal Lot Number	48
Jurisdiction	GEAUGA OH
Township / Civil Division	BAINBRIDGE
Census Block Group	1
Census Block	1001
Census Tract	311700

Owner

7038 Pine St is owned and occupied by an individual who bought it in August 2018.

Source: Geauga County records, as of March 30, 2026

Owner of Record	Individual Name on File
Mailing Address	7038 PINE ST, CHAGRIN FALLS, OH 44022-3436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION CAPITAL MORTGAGE CORP
Jun 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 30, 2018	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Prior Sale	May 2, 2012 · Amount on File
Deed Document Number	2018940140
Deed Book / Page	2058 / 1113
Prior Transfer Date	Jan 27, 2014
Prior Transfer Doc	0019670061
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	7038 PINE ST, CHAGRIN FALLS, OH 44022-3436
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021230333
Date	Apr 28, 2021
Book Page	2123/333
Instrument	202100981860

Lender

Name	UNION CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	MENTOR, OH 44060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	7038 PINE ST, CHAGRIN FALLS, OH 44022-3436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020540503
Date	Jun 19, 2018
Book Page	2054/0503
Instrument	201800937098

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Aug 30, 2018
Property Address	7038 PINE ST, CHAGRIN FALLS, OH 44022-3436
Document Number	0020581113
Book / Page	2058 / 1113
Instrument Date	Aug 30, 2018
Instrument	201800940140
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7038 PINE ST, CHAGRIN FALLS, OH 44022-3436

Mortgage

Document Number	201800940141
Date	Aug 30, 2018
Instrument	201800940141

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7038 Pine St was $7,284 with a homeowner's exemption, down 4.7% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Bainbridge Township
Unified School District	Chagrin Falls Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,284.00 (-4.68%)	$114,210 (-) Land $27,720 Building $86,490
2024	$7,642.00 (+2.06%) Homeowner's exemption	$114,210 (-) Land $27,720 Building $86,490
2023	$7,488.00 Homeowner's exemption	$114,210 (+34.95%) Land $27,720 Building $86,490	$326,300 Land $79,200 Building $247,100
2022		$84,630 Land $23,100 Building $61,530
2021	$6,413.00
2020			$241,800 Land $66,000 Building $175,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7038 Pine St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7038 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Frontier, Verizon.

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