Sacramento County property record for 7038 Palm Ave, Fair Oaks, CA 95628
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,286 sqft · built 1965 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Trust Name on File |
| Last Sale | $224,000 (Dec 2012) |
| Tax Bill | $3,356 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 239-0061-022-0000 |
| Primary APN | 239-0061-022-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,286 sqft Living Area |
| 1st Floor Area | 753 sqft |
| Basement Area | 220 sqft |
| Finished Basement | 220 sqft |
| Bonus Room | Bonus Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 37,897 sqft (0.87 acres) |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 13,000 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 7038 PALM AVE |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-3211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | PARCEL MAP, LOT 3 |
| Legal Subdivision | PARCEL MAP |
| Legal Lot Number | 3 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 7904 |
7038 Palm Ave is held in a trust since December 2012.
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 634, LOOMIS, CA 95650-0634 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2012 · Amount on File |
| Deed Sale | Dec 4, 2012 · Amount on File |
| Prior Sale | Jun 2, 2005 · Amount on File |
| Deed Book / Page | 20121204 / 1000 |
| Prior Transfer Date | May 25, 2005 |
| Prior Transfer Doc | 0000001514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7038 PALM AVE, FAIR OAKS, CA 95628-3211 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7038 PALM AVE, FAIR OAKS, CA 95628-3211 |
| Document Number | 0000000702 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022071500702 |
| Name | AMERICAN CITY PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LOOMIS, CA 95650 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 11, 2052 |
The 2025 property tax bill for 7038 Palm Ave was $3,356, up 2.1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $281,345 (+2%) Land $211,011 Building $70,334 | |
| 2025 | $3,356.00 (+2.13%) | $275,829 Land $206,874 Building $68,955 |
| 2024 | $3,286.00 (+1.61%) | |
| 2023 | $3,234.00 (+2.02%) | $265,120 Land $198,842 Building $66,278 |
| 2022 | $3,170.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7038 Palm Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1986–1992) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7038 Palm Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITRUS HEIGHTS WATER DISTRICT serves 67,818 people · EPA ID CA3410006 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Succeed.Net.
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