Genesee County property record for 7038 E Coldwater Rd, Davison, MI 48423 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1930 |
| Square Footage | 2,486 sqft Living Area |
| Lot Size | 304,920 sqft (7 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $340,000 (2025) |
| Tax Bill | $1,716.00 (2025) |
| Primary APN | 16-19-100-007 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 2,486 sqft Living Area |
| Gross Area | 3,500 sqft Gross Area |
| 1st Floor | 1,626 sqft 1st Floor |
| Basement Area | 1,074 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 304,920 sqft (7 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 672 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 7038 E COLDWATER RD |
|---|---|
| City | DAVISON |
| State | MI |
| Zip | 48423-8963 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E 346.5 FT OF W 594 FT OF N 880 FT OF NW 1/4 SEC 19 T8N R8E 7 A AC (76) |
| Legal Range | 08E |
| Legal Township | 08N |
| Legal Section | 19 |
| Jurisdiction | GENESEE MI |
| Minor Civil Division | RICHFIELD |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 11800 |
Source: Genesee County records · APN 16-19-100-007
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9166 MCWAIN RD, GRAND BLANC, MI 48439-8005 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage DORT FINANCIAL CU |
| Sep 05, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | Apr 22, 2016 · Amount on Record |
| Prior Transfer Date | May 23, 2017 |
| Prior Transfer Doc | 0000058112 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 7038 E COLDWATER RD, DAVISON, MI 48423-8963 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7038 E COLDWATER RD, DAVISON, MI 48423-8963 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018806 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 202510220018806 |
| Name | DORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Sep 05, 2017 |
| Property Address | 7038 E COLDWATER RD, DAVISON, MI 48423-8963 |
| Document Number | 201709050058112 |
| Instrument Date | May 23, 2017 |
| Instrument | 201709050058112 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7038 E COLDWATER RD, DAVISON, MI 48423-8963 |
| Document Number | 201709050058113 |
|---|---|
| Date | Sep 05, 2017 |
| Instrument | 201709050058113 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 01, 2047 |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Richfield Township |
| Unified School District | Kearsley Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,716.00 (-71.29%) Homeowner's exemption | $205,700 (+19.8%) | $411,400 (+19.8%) |
| 2024 | $5,977.00 | ||
| 2023 | $171,700 | $343,400 |
7038 E Coldwater Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Genesee County (26049C), updated February 19, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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