7038 48th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 7038 48th Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,086 sqft · built 2003
Lot Size	0.138 acres (6,016 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Sep 2020)
Tax Bill	$3,419 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6733-2520-9`

Property Details

APN / Parcel Number

Primary APN	`6733-2520-9`
Alternative APNs	`331829673325209` `0673325209`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,086 sqft Living Area
Gross Area	2,517 sqft
1st Floor Area	880 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,016 sqft (0.138 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0673325209
Street Address	7038 48TH AVE E
City	PALMETTO
State	FL
Zip	34221-7340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 150 FOSTERS CREEK UNIT III PI#6733.2520/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	FOSTERS CREEK UNIT III
Legal Tract	00673302
Legal Lot Number	150
Legal Unit	III
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	1
Census Block	1011
Census Tract	1915

Owner

Source: Manatee County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7038 48TH AVE E, PALMETTO, FL 34221-7340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · USDA Mortgage LENDUS LLC
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Oct 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 4, 2020	Warranty Deed, Transfer LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Dec 30, 2011 · Amount on Record
Deed Document Number	202094486
Prior Transfer Date	Dec 23, 2005
Prior Transfer Doc	0020936639
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7038 48TH AVE E, PALMETTO, FL 34221-7340
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	SUNBELT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7206 54TH TER E, PALMETTO, FL 34221-9420

Mortgage

Document Number	202141109155
Date	Aug 17, 2021
Instrument	202141109155

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7038 48TH AVE E, PALMETTO, FL 34221-7340
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7206 54TH TER E, PALMETTO, FL 34221-9420

Mortgage

Document Number	202141096995
Date	Jul 22, 2021
Instrument	202141096995

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Sep 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7038 48TH AVE E, PALMETTO, FL 34221-7340
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027500721
Date	Oct 1, 2018
Book Page	2750/0721
Instrument	201841099692

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 4, 2020
Property Address	7038 48TH AVE E, PALMETTO, FL 34221-7340
Document Number	0041094486
Instrument Date	Aug 12, 2020
Instrument	41094486
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7038 48TH AVE E PALMETTO FL 342217340, PALMETTO, FL 34221-7340

Mortgage

Document Number	41094487
Date	Sep 4, 2020
Instrument	41094487

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,182 (+2.7%)	$363,654 (-4.54%) Land $40,800 Building $322,854
2025		$283,527 (+5.99%)	$380,940 (-6.34%) Land $40,800 Building $340,140
2024	$3,419.00 (+1.42%)
2023	$3,371.00 (+2.84%) Homeowner's exemption	$267,511 (+3%)	$406,710 (+16.19%) Land $40,800 Building $365,910
2022	$3,278.00 Homeowner's exemption	$259,719	$350,042 Land $40,000 Building $310,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

Nearby Properties on 48th Ave E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures