7035 Old Gulch Rd, Mountain Ranch, CA 95246 Property Records

Calaveras County property record for 7035 Old Gulch Rd, Mountain Ranch, CA 95246

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,016 sqft · built 1976
Lot Size	2.98 acres (129,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Jun 2026)
Tax Bill	$2,128 (2025)
Deeds & Mortgages	Aug 2026 Sale Jun 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-003-036-000`

Property Details

APN / Parcel Number

Primary APN	`038-003-036-000`
Alternative APN	`038-003-036`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,016 sqft Living Area
1st Floor Area	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Construction Type	Wood
Lot Area	129,809 sqft
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	038-003-036
Street Address	7035 OLD GULCH RD
City	MOUNTAIN RANCH
State	CA
Zip	95246-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	POR SW4 OF SW4 OF 17 T4R13
Legal Subdivision	TOWNSHIP 4 NORTH
Legal Lot Number	17
Legal Unit	13
Jurisdiction	CALAVERAS CA
Township / Civil Division	SAN ANDREAS
Census Block Group	1
Census Block	1024
Census Tract	302

Owner

Source: Calaveras County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7035 OLD GULCH RD, MOUNTAIN RANCH, CA 95246-9747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed, Transfer FIRST AMERICAN TITLE
Jun 1, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE
Jun 1, 2026	Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Deed Document Number	20264705
Last Transfer Date	Jul 21, 2026
Transfer Doc	0000007011
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALAVERAS CA
Recording Date	Aug 12, 2026
Property Address	7035 OLD GULCH RD, MOUNTAIN RANCH, CA 95246-9747
Document Number	0000007011
Instrument Date	Jul 21, 2026
Instrument	20267011
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7035 OLD GULCH RD, MOUNTAIN RANCH, CA 95246-9747

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jun 1, 2026
Property Address	7035 OLD GULCH RD, MOUNTAIN RANCH, CA 95246-9747
Document Number	0000004706
Instrument Date	May 15, 2026
Instrument	20264706
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	65 HOLLINS DR, SANTA CRUZ, CA 95060-1804

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jun 1, 2026
Property Address	7035 OLD GULCH RD, MOUNTAIN RANCH, CA 95246-9747
Document Number	0000004705
Instrument Date	May 6, 2026
Instrument	20264705
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,217.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 HOLLINS DR, SANTA CRUZ, CA 95060-1804

Mortgage

Document Number	0000004707,
Date	Jun 1, 2026
Instrument	20264707

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	7035 OLD GULCH RD, MOUNTAIN RANCH, CA 95246-9747
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7035 OLD GULCH RD, MOUNTAIN RANCH, CA 95246-9747

Mortgage

Document Number	0000010128
Date	Oct 6, 2025
Instrument	2025-010128

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$176,339 (+2%) Land $42,314 Building $134,025
2025	$2,128.00 (+1.96%) Homeowner's exemption	$172,883 (+4.04%) Land $41,485 Building $131,398
2023	$2,087.00 (+4.61%) Homeowner's exemption	$166,172 Land $39,875 Building $126,297
2022	$1,995.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
Conifer Communications Fixed Wireless	100 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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