7034 Co Rd 489, Birch Tree, MO 65438 Property Records

Shannon County property record for 7034 Co Rd 489, Birch Tree, MO 65438

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,245 sqft · built 1979
Lot Size	3.33 acres (145,055 sqft)
Owner	2 Individual Names on File
Tax Bill	$790 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2026 Construction Loan + 1 more
APN	`26-5.0-21-000.0-00-008.01`

Property Details

APN / Parcel Number

Primary APN	`26-5.0-21-000.0-00-008.01`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,245 sqft Living Area
Utility Area	96 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	145,055 sqft (3.33 acres)
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7034 COUNTY ROAD 489
City	BIRCH TREE
State	MO
Zip	65438-8343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4
Legal Range	06W
Legal Township	27N
Legal Section	21
Jurisdiction	SHANNON MO
Township / Civil Division	MONTIER
Census Block Group	3
Census Block	3057
Census Tract	470200

Owner

7034 Co Rd 489 is owned and occupied by two individuals who acquired it in July 2025.

Source: Shannon County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7034 COUNTY ROAD 489, BIRCH TREE, MO 65438-8343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage WEST BANK AND TRUST COMPANY
Mar 5, 2026	Deed of Trust, Mortgage · Construction Mortgage WEST PLAINS BANK & TRUST CO
Sep 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage WEST PLAINS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 22, 2025
Transfer Doc	0000000808
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHANNON MO
Recording Date	Jul 9, 2026
Property Address	7034 COUNTY ROAD 489, BIRCH TREE, MO 65438-8343
Document Number	0000000751
Instrument Date	Jun 25, 2026
Instrument	2026751
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7034 COUNTY ROAD 489, BIRCH TREE, MO 65438-8343

Mortgage

Document Number	0000000751,
Date	Jul 9, 2026
Instrument	2026751

Lender

Name	WEST BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHANNON MO
Property Address	7034 COUNTY ROAD 489, BIRCH TREE, MO 65438-8343
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9964 US HIGHWAY 60, MOUNTAIN VIEW, MO 65548-8458

Mortgage

Document Number	0202600232
Date	Mar 5, 2026
Instrument	202600232

Lender

Name	WEST PLAINS BANK & TRUST CO
Type	Bank
Address	WEST PLAINS, MO 65775

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Feb 26, 2027

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHANNON MO
Property Address	7034 COUNTY ROAD 489, BIRCH TREE, MO 65438-8343
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9964 US HIGHWAY 60, MOUNTAIN VIEW, MO 65548-8458

Mortgage

Document Number	0202501025
Date	Sep 25, 2025
Instrument	202501025

Lender

Name	WEST PLAINS BANK & TRUST CO
Type	Bank
Address	WEST PLAINS, MO 65775

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 25, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 7034 Co Rd 489 was $790.

Source: Shannon County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Shannon County
Unified School District	Mountain View-Birch Tree R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,830
2025	$790.00		$88,600 Land $15,800 Building $72,800
2023		$16,750	$100,800 Land $39,800 Building $61,000
2022	$700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7034 Co Rd 489.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7034 Co Rd 489 is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 96% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	25 / 3

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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