7032 Bernay Ave, Jacksonville, FL 32205 Property Records

Duval County property record for 7032 Bernay Ave, Jacksonville, FL 32205

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,261 sqft · built 1957
Lot Size0.195 acres (8,474 sqft)
Owner2 Individual Names on Record
Last Sale$119,000 (Jul 2019)
Tax Bill$2,885 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN011253-0000

Property Details

APN / Parcel Number

Primary APN011253-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,261 sqft Living Area
Gross Area1,673 sqft
1st Floor Area1,261 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialOther
Lot Area8,474 sqft (0.195 acres)
Lot Dimensions102 ft deep x 80 ft wide
Garage TypeCarport
Garage Area236 sqft
CarportCarport
Carport Area236 sqft
Parking Spaces1 Parking Space
PorchUnfinished Open Porch
Porch Area76 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address7032 BERNAY AVE
CityJACKSONVILLE
StateFL
Zip32205-4505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description27-58 39-2S-25E NORMANDY UNIT 5 LOT 19 BLK 17
Legal Range25E
Legal Township02S
Legal Section39
Legal SubdivisionNORMANDY UNIT 05
Legal Block17
Legal Lot Number19
Legal Unit5
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group1
Census Block1010
Census Tract12000

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15130 SW 46TH TER, MIAMI, FL 33185-4344
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Jul 1, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2019 · Amount on Record
Deed SaleJul 1, 2019 · Amount on Record
Deed Document Number2019153492
Deed Book / Page18848 / 747
Prior Transfer DateNov 27, 2001
Prior Transfer Doc0000331589
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address7032 BERNAY AVE, JACKSONVILLE, FL 32205-4505
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyAMERICAS CHOICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15130 SW 46TH TER, MIAMI, FL 33185-4344

Mortgage

Document Number0203691626
DateJul 21, 2022
Book Page20369/1626
Instrument2022191854
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address7032 BERNAY AVE, JACKSONVILLE, FL 32205-4505
Transaction TypeMortgage
Record UpdatedAug 9, 2021
Title CompanyNATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address15130 SW 46TH TER, MIAMI, FL 33185-4344

Mortgage

Document Number0198130027
DateJul 14, 2021
Book Page19813/27
Instrument2021179170
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJul 1, 2019
Property Address7032 BERNAY AVE, JACKSONVILLE, FL 32205-4505
Document Number0188480747
Book / Page18848 / 0747
Map ReferenceMB 27 PG 58
Instrument DateJun 27, 2019
Instrument2019153492
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyTITLE AMERICA RE CLOSINGS IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$833.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address810 BELLTOWN RD, 810, TELLICO PLAINS, TN 37385-5451

Transferred To (Grantee/Buyer)

NameVerified Name
Address15130 SW 46TH TER, MIAMI, FL 33185-4344

Mortgage

Document Number0188480749
DateJul 1, 2019
Instrument18848/0749
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$148,734 (-0.67%) Land $50,000 Building $98,734$148,734 (-0.67%) Land $50,000 Building $98,734
2025$2,885.00 (+13.36%)$149,730 (+12.26%) Land $50,000 Building $99,730$149,730 (+12.26%) Land $50,000 Building $99,730
2024$2,545.00 (+7.57%)
2023$2,366.00 (+18.83%)$133,374 (+22.19%) Land $32,500 Building $100,874$133,374 (+22.19%) Land $32,500 Building $100,874
2022$1,991.00$109,156 Land $25,000 Building $84,156$109,156 Land $25,000 Building $84,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims11 (1996–2017)
Claims Outside the SFHA4 of 11
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Debby, Jun 2012 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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