7031 State Rte 322, Windsor, OH 44099 Property Records

Ashtabula County property record for 7031 State Rte 322, Windsor, OH 44099

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2 bd · 1 ba · 5,040 sqft · built 1997
Lot Size	22.5 acres (980,492 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,845 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`61-011-00-001-01`

Property Details

APN / Parcel Number

Primary APN	`61-011-00-001-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	5,040 sqft Gross Area
1st Floor Area	1,200 sqft
Basement Area	1,060 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	980,492 sqft (22.5 acres)
Terrain	Low

Exterior Amenities

Porch	Open Frame Porch
Porch Area	444 sqft
Shed	1 Shed
Canopy	360 sqft
Stable	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	7031 STATE ROUTE 322
City	WINDSOR
State	OH
Zip	44099-9722
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	SEC 10 -- 6
Legal Subdivision	WINDSOR
Legal Block	1
Legal Lot Number	6
Jurisdiction	ASHTABULA OH
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1050
Census Tract	1401

Owner

7031 State Rte 322, an agricultural property, is owned by two individuals.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7031 STATE ROUTE 322, WINDSOR, OH 44099-9722
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit THE MIDDLEFIELD BANKING CO
Mar 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE MIDDLEFIELD BANKING CO
Jan 5, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT MID AMERICA FLCA
Apr 26, 2019	Deed of Trust, Mortgage MIDDLEFIELD BKNG
Aug 15, 2017	Deed of Trust, Mortgage · Line of Credit MIDDLEFIELD BKNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	7031 STATE ROUTE 322, WINDSOR, OH 44099-9722
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010212
Date	Oct 22, 2025
Book Page	856/317
Instrument	2025-00010212

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	7031 STATE ROUTE 322, WINDSOR, OH 44099-9722
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	VALLET TITLE, VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001984
Date	Mar 7, 2023
Book Page	791/636
Instrument	2023-00001984

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2028
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year TN
Max Rate	11%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jan 5, 2022
Property Address	7031 STATE ROUTE 322, WINDSOR, OH 44099-9722
Document Number	0000000175
Book / Page	760 / 2286
Instrument Date	Jan 3, 2021
Instrument	202200000175
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7031 STATE ROUTE 322, WINDSOR, OH 44099-9722

Mortgage

Document Number	0007602290
Date	Jan 5, 2022
Instrument	760/2290

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	7031 STATE ROUTE 322, WINDSOR, OH 44099-9722
Document Number	0000003916
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	VALLEY TITLE COMPANY, VALLEY TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7031 MAYFIELD RD WINDSOR OH 44099, WINDSOR, OH 44099

Mortgage

Document Number	0000003916
Date	May 1, 2019
Book Page	000681/002297
Instrument	3916

Lender

Name	MIDDLEFIELD BKNG
Type	Funding / Finance Company
Address	MIDDLEFIELD, OH 44062

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	7031 STATE ROUTE 322, WINDSOR, OH 44099-9722
Document Number	0000008791
Book / Page	000643 / 001730
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000008791
Date	Sep 1, 2017
Book Page	000643/001730
Instrument	8791

Lender

Name	MIDDLEFIELD BKNG
Type	Funding / Finance Company
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7031 State Rte 322 was $10,845.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Windsor Township
Unified School District	Grand Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,845.00	$139,370 Land $28,560 Building $110,810	$398,200 Land $81,600 Building $316,600
2023	$5,812.00 (-42.44%) Homeowner's exemption	$139,370 (+37.83%) Land $28,560 Building $110,810	$398,200 Land $81,600 Building $316,600
2022	$10,098.00 Homeowner's exemption	$101,120 Land $21,980 Building $79,140
2020			$288,900 Land $62,800 Building $226,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7031 State Rte 322 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7031 State Rte 322 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Zito Media.

Cell Coverage

5G and 4G LTE (outdoors only)

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