7031 State Hwy 50, Commerce, TX 75428 Property Records

Hunt County property record for 7031 State Hwy 50, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,640 sqft · built 1971
Lot Size	0.976 acres (42,546 sqft)
Owner	2 Individual Names on File
Last Sale	$147,500 (Nov 2018)
Tax Bill	$1,595 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0403-0990-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0403-0990-0000-30`
Alternative APNs	`R25562` `25562`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,640 sqft Gross Area
1st Floor Area	1,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,546 sqft (0.976 acres)
Garage Area	440 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Shed	1 Shed
Shed Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7031 STATE HIGHWAY 50
City	COMMERCE
State	TX
Zip	75428-5895
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0403 HART J,TRACT 99, ACRES 1.0
Legal Subdivision	HART J
Legal Tract	99
Legal Block	2
Legal Lot Number	99
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2088
Census Tract	960100

Owner

7031 State Hwy 50 is owned and occupied by two individuals who bought it in November 2018.

Source: Hunt County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7031 STATE HIGHWAY 50, COMMERCE, TX 75428-5895
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2019	Deed of Trust, Mortgage GUARANTY BK
Nov 6, 2018	Intrafamily Transfer, Transfer · Commercial Mortgage GUARANTY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2018 · Amount on File
Deed Sale	Nov 6, 2018 · Amount on File
Deed Document Number	201816873
Prior Transfer Date	Nov 1, 2018
Prior Transfer Doc	0000016873
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	7031 STATE HIGHWAY 50, COMMERCE, TX 75428-5895
Document Number	0000010164
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7031 STATE HIGHWAY 50 COMMERCE TX 754285895, COMMERCE, TX 75428-5895

Mortgage

Document Number	0000010164
Date	Jul 23, 2019
Instrument	10164

Lender

Name	GUARANTY BK
Type	Bank
Address	ADDISON, TX 75001

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2049

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUNT TX
Recording Date	Nov 6, 2018
Property Address	7031 STATE HIGHWAY 50, COMMERCE, TX 75428-5895
Document Number	0000016873
Instrument Date	Nov 1, 2018
Instrument	2018-16873
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 22ND, 141, BRYSON, TX 76427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5906 COUNTY ROAD 4209, CAMPBELL, TX 75422-1788

Mortgage

Document Number	0000016874
Date	Nov 6, 2018
Instrument	2018-16874

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 1, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 7031 State Hwy 50 was $1,595 with a homeowner's exemption, down 9.9% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,595.00 (-9.94%) Homeowner's exemption	$187,169	$204,380 Land $65,000 Building $139,380
2024	$1,771.00
2023		$184,610 Land $47,500 Building $137,110	$184,610 Land $47,500 Building $137,110
2022	$2,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7031 State Hwy 50 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7031 State Hwy 50 is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Rise Broadband Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3

May also be available: Nextlink, Verizon.

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