7031 Elm Ave, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 7031 Elm Ave, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,300 sqft · built 1954
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Tax Bill	$4,248 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`0273-353-11-0000`

Property Details

APN / Parcel Number

Primary APN	`0273-353-11-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	496 sqft
Patio Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7031 ELM AVE
City	SAN BERNARDINO
State	CA
Zip	92404-6433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4289 LOT 74
Legal Subdivision	STERLING HOMES #4
Legal Tract	4289
Legal Block	1
Legal Lot Number	74
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1009
Census Tract	6304

Owner

7031 Elm Ave is owned and occupied by an individual who acquired it in September 2025.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	7031 ELM AVE, SAN BERNARDINO, CA 92404-6433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · FHA Mortgage BECKAM FUNDING CORP
Sep 3, 2025	Intrafamily Transfer, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Nov 5, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2025
Deed Sale	Sep 3, 2025
Prior Sale	Jun 20, 2016 · Amount on File
Deed Document Number	2025212929
Prior Transfer Date	Aug 28, 2025
Prior Transfer Doc	0000212929
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7031 ELM AVE, SAN BERNARDINO, CA 92404-6433
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7031 ELM AVE, SAN BERNARDINO, CA 92404-6433

Mortgage

Document Number	0000325423
Date	Jul 20, 2021
Instrument	2021-0325423

Lender

Name	BECKAM FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 3, 2025
Property Address	7031 ELM AVE, SAN BERNARDINO, CA 92404-6433
Document Number	0000212929
Map Reference	MB 53 PG 96&97
Instrument Date	Aug 28, 2025
Instrument	2025-0212929
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7031 ELM AVE, SAN BERNARDINO, CA 92404-6433

Mortgage

Document Number	0000212930
Date	Sep 3, 2025
Instrument	2025-0212930

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7031 ELM AVE, SAN BERNARDINO, CA 92404-6433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7031 ELM AVE, SAN BERNARDINO, CA 92404-6433

Mortgage

Document Number	0000435567
Date	Nov 5, 2020
Instrument	2020-0435567

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 7031 Elm Ave was $4,248.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Highland City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,906 (+2%) Land $92,373 Building $215,533
2025	$4,248.00 Homeowner's exemption	$301,869 Land $90,562 Building $211,307
2023	$4,067.00 (+0.15%) Homeowner's exemption	$290,147 Land $87,045 Building $203,102
2022	$4,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7031 Elm Ave in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7031 Elm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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