7031 D St, Cedar Key, FL 32625 Property Records

Levy County property record for 7031 D St, Cedar Key, FL 32625

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5,511 sqft · built 1965
Lot Size	0.3 acres (13,068 sqft)
Owner	Owner Name on File
Last Sale	$600,000 (Feb 2004)
Tax Bill	$8,249 (2024)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`0857000000`

Property Details

APN / Parcel Number

Primary APN	`0857000000`
Alternative APN	`3215130857000000`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Building Area	5,511 sqft Total Area
1st Floor Area	5,031 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Roof Material	Metal
Lot Area	13,068 sqft (0.3 acres)
Lot Width	60 ft Width
Porch	Open Porch
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Other

Location & Zoning

Old Parcel Number	3215130857000000
Street Address	7031 D ST
City	CEDAR KEY
State	FL
Zip	32625
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	32-15-13 CEDAR KEY BLK 11 LOTS 15 THRU 18 N 60 FT OF LOTS 13 & 14 OR BOOK 875 PAGE 894
Legal Range	13E
Legal Township	15S
Legal Section	32
Legal Subdivision	CEDAR KEY
Legal Block	11
Legal Lot Number	14-18 16
Jurisdiction	LEVY FL
Township / Civil Division	CEDAR KEY-YANKEETOWN
Census Block Group	1
Census Block	1173
Census Tract	970400

Owner

Source: Levy County records · APN 0857000000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	PO BOX 129, CEDAR KEY, FL 32625-0129

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2004 · Amount on Record
Deed Sale	Feb 25, 2004 · Amount on Record
Deed Document Number	421227
Deed Book / Page	875 / 894
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEVY FL
Property Address	7031 D ST, CEDAR KEY, FL 32625
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	BANKERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015310606
Date	Apr 09, 2020
Book Page	1531/606
Instrument	665607

Lender

Name	DRUMMOND COMMUNITY BANK
Type	Bank
Address	CEDAR KEY, FL 32625

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Mar 17, 2025

Tax Assessment & Valuation

Source: Levy County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Levy County
Municipality	Cedar Key City
Unified School District	Levy County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$410,184 (-26.91%) Land $265,920 Building $144,264	$410,184 (-26.91%) Land $265,920 Building $144,264
2024	$8,249.00 (-33.42%)
2023	$12,390.00 (+6.24%)	$561,174 (+3.78%)	$561,174 (+3.78%) Land $265,920 Building $295,254
2022	$11,662.00	$540,717	$540,717 Land $265,920 Building $274,797

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 186 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	378 units insured incl. 192 condo units
Nearby Flood Claims	614 (1983–2024)
Claims Outside the SFHA	1 of 614
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 149 claims Hurricane Idalia, Aug 2023 · 100 claims Tropical Storm Josephine, Oct 1996 · 91 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Fiber by Central Florida Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 305 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CEDAR KEY WTP serves 735 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.