Mobile County property record for 7031 Ching Lynch Rd, Mobile, AL 36618
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,276 sqft · built 1987 |
| Lot Size | 0.385 acres (16,781 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,236 (May 2012) |
| Tax Bill | $705 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022309292000001001 |
| Primary APN | R022309292000001001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,276 sqft Living Area |
| 1st Floor Area | 1,517 sqft |
| Upper Floors Area | 1,517 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,781 sqft (0.385 acres) |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 246 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1988353 |
|---|---|
| Street Address | 7031 CHING LYNCH RD |
| City | MOBILE |
| State | AL |
| Zip | 36618-4425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 CHING LYNCH ESTS MBK 39 P 96 #SEC 29 T3S R2W #MP23 09 29 2 000 |
| Legal Range | 03S |
| Legal Township | 03S |
| Legal Section | 29 |
| Legal Subdivision | LYNCH ESTS |
| Legal Lot Number | 1 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 3409 |
7031 Ching Lynch Rd is owned and occupied by an individual who bought it in May 2012.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7031 CHING LYNCH RD, MOBILE, AL 36618-4425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2012 · Amount on File |
| Deed Sale | May 2, 2012 · Amount on File |
| Prior Sale | Dec 2, 2011 · Amount on File |
| Deed Document Number | 201225591 |
| Deed Book / Page | 6888 / 555 |
| Prior Transfer Date | Nov 11, 2011 |
| Prior Transfer Doc | 0000063956 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 1, 2026 |
| Property Address | 7031 CHING LYNCH RD, MOBILE, AL 36618-4425 |
| Document Number | 0000018228 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202618228 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7031 CHING LYNCH RD, MOBILE, AL 36618-4425 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018228, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202618228 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 7031 CHING LYNCH RD, MOBILE, AL 36618-4425 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000063938 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021063938 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 7031 Ching Lynch Rd was $705 with a homeowner's exemption, up 3.7% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $705.00 (+3.68%) Homeowner's exemption | $15,720 (+3.42%) Land $2,500 Building $13,220 | $157,200 (+3.42%) Land $25,000 Building $132,200 |
| 2024 | $680.00 (+1.64%) Homeowner's exemption | $15,200 (+0.26%) Land $2,500 Building $12,700 | $152,000 (+0.26%) Land $25,000 Building $127,000 |
| 2023 | $669.00 Homeowner's exemption | $15,160 Land $2,500 Building $12,660 | $151,600 Land $25,000 Building $126,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7031 Ching Lynch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7031 Ching Lynch Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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