Howard County property record for 7031 Cedar Ave, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 912 sqft · built 1950 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $467,500 (Jul 2022) |
| Tax Bill | $6,695 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Dec 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-188852 |
| Primary APN | 01-188852 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 912 sqft Total Area |
| Basement Area | 685 sqft |
| Finished Basement | 685 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 188852 |
|---|---|
| Street Address | 7031 CEDAR AVE |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-6305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 218 9000SQ .206 7031 CEDAR AVE LENNOX PARK |
| Legal Subdivision | LENNOX PARK |
| Legal Lot Number | 218 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 601203 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7031 CEDAR AVE, ELKRIDGE, MD 21075-6305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Dec 23, 2021 | Deed, Transfer REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMTS & ESCROW |
| Mar 11, 2019 | Grant Deed, Transfer UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on Record |
| Deed Sale | Jul 27, 2022 · Amount on Record |
| Prior Sale | Dec 23, 2021 · Amount on Record |
| Deed Book / Page | 21640 / 295 |
| Prior Transfer Date | Jan 11, 2010 |
| Prior Transfer Doc | 0122470314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 27, 2022 |
| Property Address | 7031 CEDAR AVE, ELKRIDGE, MD 21075-6305 |
| Document Number | 0216400295 |
| Book / Page | 21640 / 295 |
| Map Reference | MB CMP 4135 |
| Instrument Date | Jun 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,012.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7031 CEDAR AVE, ELKRIDGE, MD 21075-6305 |
| Document Number | 0021640301 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 21640/301 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 23, 2021 |
| Property Address | 7031 CEDAR AVE, ELKRIDGE, MD 21075-6305 |
| Document Number | 0212200151 |
| Book / Page | 21220 / 151 |
| Map Reference | MB CMP 4135 |
| Instrument Date | Dec 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMTS & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,662.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1009 HICKAM RD, MIDDLE RIVER, MD 21220-3774 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 11, 2019 |
| Property Address | 7031 CEDAR AVE, ELKRIDGE, MD 21075-6305 |
| Document Number | 0185750119 |
| Book / Page | 018575 / 000119 |
| Instrument Date | Mar 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 7031 CEDAR AVE ELKRIDGE MD 210756305, ELKRIDGE, MD 21075-6305 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,695.00 (+5.43%) | $429,200 (+5.51%) Land $198,000 Building $231,200 | $429,200 (-) Land $198,000 Building $231,200 |
| 2025 | $6,350.00 (+5.34%) | $406,767 (+12.4%) | $429,200 (+18.6%) Land $198,000 Building $231,200 |
| 2024 | $6,028.00 (+53.31%) | ||
| 2023 | $361,900 Land $153,000 Building $208,900 | $361,900 Land $153,000 Building $208,900 | |
| 2022 | $3,932.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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