7030 Kellys Store Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 7030 Kellys Store Rd, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,524 sqft · built 2017
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Jun 2015)
Tax Bill	$7,613 (2023)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-349891`

Property Details

APN / Parcel Number

Primary APN	`15-349891`
Alternative APN	`349891`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,524 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Attached
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	462 sqft
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	349891
Street Address	7030 KELLYS STORE RD
City	THURMONT
State	MD
Zip	21788-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 1 SEC 1 1.409 ACRES FRALEY ACRES
Legal Subdivision	FRALEY ACRES
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	1
Census Block	1015
Census Tract	753001

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7030 KELLYS STORE RD, THURMONT, MD 21788-3024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit WOODSBORO BANK
Apr 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage WOODSBORO BANK
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 7, 2017	Trustee's Deed, Construction Loan · Line of Credit WOODSBORO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2015 · Amount on Record
Deed Sale	Jun 10, 2015 · Amount on Record
Deed Document Number	0001058267
Deed Book / Page	10582 / 67
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7030 KELLYS STORE RD, THURMONT, MD 21788-3024
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7030 KELLYS STORE RD, THURMONT, MD 21788-3024

Mortgage

Document Number	0152530247
Date	Sep 1, 2021
Book Page	15253/247

Lender

Name	WOODSBORO BANK
Type	Bank
Address	WOODSBORO, MD 21798

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7030 KELLYS STORE RD, THURMONT, MD 21788-3024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123450406
Date	Apr 3, 2018
Book Page	12345/0406

Lender

Name	WOODSBORO BANK
Type	Bank
Address	WOODSBORO, MD 21798

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7030 KELLYS STORE RD, THURMONT, MD 21788-3024
Document Number	0135300098
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7030 KELLYS STORE RD THURMONT MD 217883024, THURMONT, MD 21788-3024

Mortgage

Document Number	0135300098
Date	Feb 14, 2020
Book Page	013530/000098

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 7, 2017
Property Address	7030 KELLYS STORE RD, THURMONT, MD 21788-3024
Document Number	0117660320
Book / Page	011766 / 000320
Instrument Date	Apr 7, 2017
Transaction Type	Construction Loan
Record Updated	Jul 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 HARPERS WAY FREDERICK MD 217023097, FREDERICK, MD 21702-3097

Mortgage

Document Number	117660320
Date	Apr 7, 2017
Book Page	011766/000320

Lender

Name	WOODSBORO BK
Type	Bank
Address	WOODSBORO, MD 21798

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,613.00 Homeowner's exemption	$642,100 Land $83,200 Building $558,900	$642,100 Land $83,200 Building $558,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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