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703 Winding Way, Encinitas, CA 92024 Property Records

San Diego County property record for 703 Winding Way, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,009 sqft · built 1984
Lot Size0.163 acres (7,116 sqft)
OwnerCompany Name on File
Last Sale$1,283,000 (Aug 2022)
Tax Bill$14,981 (2025)
Deeds & MortgagesOct 2025 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN257-410-25-00

Property Details

APN / Parcel Number

Primary APN257-410-25-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,009 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area7,116 sqft (0.163 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address703 WINDING WAY
CityENCINITAS
StateCA
Zip92024-2446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 168 TR 010398
Legal SubdivisionENCINITAS 3598-4
Legal Tract010398
Legal Block2
Legal Lot Number168
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2004
Census Tract17108

Owner

Source: San Diego County records · APN 257-410-25-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address703 WINDING WAY, ENCINITAS, CA 92024-2446
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
MY POINT CU SD
Aug 17, 2022Grant Deed, Transfer · Conventional Mortgage
HOMEPLUS CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 17, 2022 · Amount on Record
Deed SaleAug 17, 2022 · Amount on Record
Prior SaleJan 27, 1984 · Amount on Record
Deed Document Number2022332271
Prior Transfer DateJan 26, 1998
Prior Transfer Doc0000044937
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address703 WINDING WAY, ENCINITAS, CA 92024-2446
Transaction TypeMortgage
Record UpdatedNov 03, 2025
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 WINDING WAY, ENCINITAS, CA 92024-2446

Mortgage

Document Number0000296071
DateOct 22, 2025
Instrument2025-0296071
Lender
NameMY POINT CU SD
TypeCredit Union
AddressSAN DIEGO, CA 92123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2045

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 17, 2022
Property Address703 WINDING WAY, ENCINITAS, CA 92024-2446
Document Number0000332271
Map ReferenceMAP 10398
Instrument DateAug 17, 2022
Instrument2022-0332271
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address703 WINDING WAY, ENCINITAS, CA 92024-2446

Mortgage

Document Number0000332272
DateAug 17, 2022
Instrument2022-0332272
Lender
NameHOMEPLUS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,361,284 (+2%) Land $1,146,104 Building $215,180
2025$14,981.00 (+13.94%) Homeowner's exemption$1,334,593 (+11.31%) Land $1,123,632 Building $210,961
2023$13,148.00 (+320.87%) Homeowner's exemption$1,199,000 Land $1,009,000 Building $190,000
2022$3,124.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 484 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ting FiberFiber2,000 / 2,000
SpectrumCable1,000 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Cox Communications, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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