Yankton County property record for 703 Valley Rd, Yankton, SD 57078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1964 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Aug 2021) |
| Tax Bill | $3,013 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78.850.002.090 |
| Primary APN | 78.850.002.090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Basement Area | 1,248 sqft |
| Finished Basement | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Flooring | Other |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 1,248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 703 VALLEY RD |
|---|---|
| City | YANKTON |
| State | SD |
| Zip | 57078-1852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 9 & N40 LT 10 BLK 2 VALLEY VIEW ESTATES |
| Legal Subdivision | VALLEY VIEW |
| Legal Block | 2 |
| Legal Lot Number | 9,10 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | YANKTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 966200 |
703 Valley Rd is owned and occupied by two individuals who bought it in August 2021.
Source: Yankton County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 703 VALLEY RD, YANKTON, SD 57078-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage CORTRUST MORTGAGE |
| Aug 26, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 15, 2019 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 2, 2018 | Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on File |
| Deed Sale | Aug 17, 2021 · Amount on File |
| Prior Sale | Jul 15, 2019 · Amount on File |
| Deed Book / Page | 560 / 407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Aug 17, 2021 |
| Property Address | 703 VALLEY RD, YANKTON, SD 57078-1852 |
| Document Number | 560/407 |
| Book / Page | 560 / 407 |
| Instrument Date | Aug 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | NOT AVAILABLE, YANKTON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 703 VALLEY RD, YANKTON, SD 57078-1852 |
| Document Number | 560408 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 560/408 |
| Name | CORTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 703 VALLEY RD, YANKTON, SD 57078-1852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|
| Document Number | 553/67 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 553/67 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Jul 15, 2019 |
| Property Address | 703 VALLEY RD, YANKTON, SD 57078-1852 |
| Document Number | 546/102 |
| Book / Page | 546 / 102 |
| Map Reference | MB S4 PG 49A |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | YANKTON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $206.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 VALLEY RD, YANKTON, SD 57078-1852 |
| Document Number | 546103 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 546/103 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 703 VALLEY RD, YANKTON, SD 57078-1852 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2018 |
| Name | Verified Name |
|---|
| Document Number | 539/321 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 539/321 |
| Name | CORTRUST BANK NA |
|---|---|
| Type | Bank |
| Address | YANKTON, SD 57078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Mar 24, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 703 Valley Rd was $3,013.
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Yankton City |
| Unified School District | Yankton School District 63-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,300 Land $24,700 Building $248,600 | $273,300 Land $24,700 Building $248,600 | |
| 2025 | $3,013.00 | ||
| 2023 | $222,700 Land $24,700 Building $198,000 | ||
| 2022 | $3,132.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 703 Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 703 Valley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YANKTON serves 15,411 people · EPA ID SD4600423 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | BY WATER DISTRICT |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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