Gaston County property record for 703 Upper Spencer Mountain Rd, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,135 sqft · built 1968 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on File |
| Last Sale | $148,837 (May 2021) |
| Tax Bill | $1,359 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit May 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 13054 00202 |
| Primary APN | 13054 00202 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,135 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Porch |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 703 UPPER SPENCER MOUNTAIN RD |
|---|---|
| City | STANLEY |
| State | NC |
| Zip | 28164-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 13 054 002 02 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | DALLAS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 33501 |
703 Upper Spencer Mountain Rd is owned by a company that bought it in May 2021.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2157 BROOKNEAL DR, GASTONIA, NC 28054-2917 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · Line of Credit KS BANK INC |
| May 27, 2021 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on File |
| Deed Sale | May 27, 2021 · Amount on File |
| Prior Sale | Dec 2, 2016 · Amount on File |
| Deed Book / Page | 5231 / 2389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 703 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1011 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2157 BROOKNEAL DR, GASTONIA, NC 28054-2917 |
| Document Number | 0052591434 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 5259/1434 |
| Name | KS BANK INC |
|---|---|
| Type | Bank |
| Address | SMITHFIELD, NC 27577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 27, 2021 |
| Property Address | 703 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1011 |
| Document Number | 0052312389 |
| Book / Page | 5231 / 2389 |
| Instrument Date | May 19, 2021 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $298.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2157 BROOKNEAL DR, GASTONIA, NC 28054-2917 |
The 2026 property tax bill for 703 Upper Spencer Mountain Rd was $1,359.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,359.00 | $190,340 Land $24,000 Building $166,340 | |
| 2023 | $1,322.00 | $190,340 Land $24,000 Building $166,340 | |
| 2021 | $107,150 Land $18,000 Building $89,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 703 Upper Spencer Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 703 Upper Spencer Mountain Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELMS WATER SYSTEM private · serves 94 people · EPA ID NC0136239 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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