703 Thomas Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 703 Thomas Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 960 sqft · built 1978
Lot Size	0.114 acres (4,960 sqft)
Owner	Individual Name on File
Last Sale	$500 (Sep 2021)
Tax Bill	$3,864 (2025)
Deeds & Mortgages	Sep 2021 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-29-23-11-0182`

Property Details

APN / Parcel Number

Primary APN	`35-29-23-11-0182`
Alternative APNs	`8292522` `330959`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	330 sqft
Finished Basement	330 sqft
Game Room	Game Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	330959
Street Address	703 THOMAS AVE
City	SAINT PAUL
State	MN
Zip	55104-2746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHUTE BROTHERS DIVISION,NO. 5 LOT 25
Legal Range	23
Legal Township	29
Legal Section	35
Legal Subdivision	CHUTE BROTHERS DIVISION,NO. 5
Legal Lot Number	25
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1001
Census Tract	32500

Owner

703 Thomas Ave is owned and occupied by an individual who bought it in September 2021.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	703 THOMAS AVE, SAINT PAUL, MN 55104-2746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer RESULTS TITLE
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage DEVEN BANK
Aug 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORWORKS HM PTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Prior Sale	Sep 16, 2021 · Amount on File
Deed Document Number	20214907791
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 16, 2021
Property Address	703 THOMAS AVE, SAINT PAUL, MN 55104-2746
Document Number	0A04907790
Instrument Date	Jun 11, 2021
Instrument	A04907790
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 THOMAS AVE, SAINT PAUL, MN 55104-2746

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 16, 2021
Property Address	703 THOMAS AVE, SAINT PAUL, MN 55104-2746
Document Number	0A04907791
Instrument Date	Jun 11, 2021
Instrument	A04907791
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	EXECUTIVE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 THOMAS AVE, SAINT PAUL, MN 55104-2746

Mortgage

Document Number	0A04907792
Date	Sep 16, 2021
Instrument	A04907792

Lender

Name	DEVEN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	703 THOMAS AVE, SAINT PAUL, MN 55104-2746
Document Number	0004727669
Instrument Date	Aug 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	703 THOMAS AVE ST PAUL MN 551042746, ST PAUL, MN 55104-2746

Mortgage

Document Number	0004727669
Date	Sep 24, 2018
Instrument	4727669

Lender

Name	NEIGHBORWORKS HM PTRS
Address	SAINT PAUL, MN 55103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 703 Thomas Ave was $3,864 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,700 Land $25,000 Building $232,700	$257,700 Land $25,000 Building $232,700
2025	$3,864.00
2023	$3,282.00 Homeowner's exemption	$238,800 Land $20,000 Building $218,800	$238,800 Land $20,000 Building $218,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 Thomas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 703 Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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