703 Third St, Bay Saint Louis, MS 39520 Property Records

Hancock County property record for 703 Third St, Bay Saint Louis, MS 39520

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,479 sqft · built 2007
OwnerIndividual Name on Record
Tax Bill$2,319 (2025)
Flood ZoneZone AE (high risk)
APN137R-0-36-092.001

Property Details

APN / Parcel Number

Primary APN137R-0-36-092.001

Interior

Full Baths1 Bath
Building Area2,479 sqft Adjusted Area
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Exterior MaterialFiber Cement Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address703 THIRD ST
CityBAY SAINT LOUIS
StateMS
Zip39520-4005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT 221 FOURTH WARD BAY ST LOUIS
Legal SubdivisionBAY ST LOUIS
Legal Lot Number221
JurisdictionHANCOCK MS
Township / Civil Division4
Census Block Group2
Census Block2005
Census Tract30101

Owner

Source: Hancock County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address703 THIRD ST, BAY ST LOUIS, MS 39520-4005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
MunicipalityBay St. Louis City
CountyHancock County
Unified School DistrictBay St. Louis-Waveland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,319.00 (+5.12%)$20,170 (+5.15%) Land $3,200 Building $16,970$201,695 (+5.14%) Land $32,000 Building $169,695
2023$2,206.00$19,183 Land $3,200 Building $15,983$191,831 Land $32,000 Building $159,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 218 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies252 units insured
incl. 34 condo units
Nearby Flood Claims3 (2005–2026)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 62% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY ST LOUIS
serves 9,284 people · EPA ID MS0230001
Water SourceGroundwater
Last State InspectionJun 2025
Lead9 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Third St

Nearby Streets

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