Bergen County and Paramus Borough property record for 703 Terrace Dr, Paramus, NJ 07652 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,582 sqft · built 1951 |
| Lot Size | 0.231 acres (10,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $505,000 (Oct 2020) |
| Tax Bill | $13,705 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-07202-0000-00001 |
| Primary APN | 46-07202-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,582 sqft Living Area |
| 1st Floor Area | 3,582 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 10,049 sqft (0.231 acres) |
| Account Number | 757700 |
|---|---|
| Street Address | 703 TERRACE DR |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-4930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75XIRR 3.9LT |
| Legal Subdivision | NORTH PARAMUS HTS-SEC2 |
| Legal Block | 7202 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 42302 |
Source: Bergen County and Paramus Borough records · APN 46-07202-0000-00001
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 703 TERRACE DR, PARAMUS, NJ 07652-4930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 04, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Oct 22, 2020 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG |
| Mar 26, 2020 | Deed, Construction Loan · Construction Mortgage MARINERS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on Record |
| Deed Sale | Oct 22, 2020 · Amount on Record |
| Prior Sale | Mar 26, 2020 · Amount on Record |
| Deed Document Number | 2020108607 |
| Deed Book / Page | 3784 / 553 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 703 TERRACE DR, PARAMUS, NJ 07652-4930 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047630546 |
|---|---|
| Date | Aug 04, 2022 |
| Book Page | 4763/546 |
| Instrument | 2022077452 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 703 TERRACE DR, PARAMUS, NJ 07652-4930 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0044111551 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 4411/1551 |
| Instrument | 2021155989 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Oct 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 7.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 22, 2020 |
| Property Address | 703 TERRACE DR, PARAMUS, NJ 07652-4930 |
| Document Number | 0037840553 |
| Book / Page | 3784 / 553 |
| Instrument Date | Aug 29, 2020 |
| Instrument | 20-108607 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,223.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 530 SYLVAN AVE, 530, ENGLEWD CLFS, NJ 07632-3044 |
| Name | Verified Name |
|---|---|
| Address | 703 TERRACE DR, PARAMUS, NJ 07652-4930 |
| Document Number | 0020108608 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 20-108608 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 703 TERRACE DR, PARAMUS, NJ 07652-4930 |
| Document Number | 0037840559 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | INGEO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 703 TERRACE DR PARAMUS NJ 076524930, PARAMUS, NJ 07652-4930 |
| Document Number | 0037840559 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 003784/000559 |
| Instrument | 108608 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 26, 2020 |
| Property Address | 703 TERRACE DR, PARAMUS, NJ 07652-4930 |
| Document Number | 0035540952 |
| Book / Page | 3554 / 952 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 20-033650 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 638 RITA DR, 638, RIVER VALE, NJ 07675-6415 |
| Name | Verified Name |
|---|---|
| Address | 530 SYLVAN AVE # 201, 201, ENGLEWOOD CLIFFS, NJ 07632-3067 |
| Document Number | 0020033651 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 20-033651 |
| Name | MARINERS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $970,500 (+6.15%) Land $422,900 Building $547,600 | $970,500 (+6.15%) Land $422,900 Building $547,600 | |
| 2025 | $13,705.00 (+6.3%) | $914,300 (+11.99%) Land $382,000 Building $532,300 | $914,300 (+11.99%) Land $382,000 Building $532,300 |
| 2024 | $12,893.00 (+8.61%) | ||
| 2023 | $816,400 Land $332,500 Building $483,900 | $816,400 Land $332,500 Building $483,900 | |
| 2022 | $11,871.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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